Low-risk investments in 2023

Starmix

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There are low risks in investments projected in February 2023. It is good to know them to protect against losses and embrace gains. We intend to invest to have money to save and invest another. These are the following: 1. High-yield savings accounts, 2 Series I savings bonds, 3. Short-term certificates of deposit, 4. Money market funds, 5. Treasury bills, notes, bonds, and TIPS, 6. Corporate bonds, 7. Dividend-paying stocks, 8. Preferred stocks, 9. Money market accounts, and 10. Fixed annuities. Try to choose which one you are knowledgeable and capable of. Actually, I am only familiar with short-term certificates of deposit and dividend–paying stocks. I do not know on your part. I cannot elaborate at all.

But the money market fund you are intrigued with in my previous post is a kind of mutual fund. It has instruments that invest in highly liquid. These instruments include cash, cash equivalent securities, high-credit rating, and debt-based securities with a short-term maturity. It is also called money market mutual funds. Money market funds are not synonymous with money market accounts in the sense that it is a type of interest–earning savings accent. It has only limited transactions. The first name of the money market was The Reserved Fund.
 
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Starmix

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I prefer high interest savings, if my savings balance is large enough, then I will try to invest in gold for a long term investment. Thanks a lot for all the information.
That is a very good choice to invest with high-interest rate savings. It is also good to invest in gold or silver. That was my investment before gold buying but so sad, I was scammed by the seller. I paid partially but the old bar was not handed to me, the seller is still at large.
 

astutimeliana723

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That is a very good choice to invest with high-interest rate savings. It is also good to invest in gold or silver. That was my investment before gold buying but so sad, I was scammed by the seller. I paid partially but the old bar was not handed to me, the seller is still at large.
Im sorry to hear that. Where did you buy it? If gold isn't better to buy directly at the store to avoid fraud. Before buying gold, we also need to find detailed information by asking the family where we can get gold with the best quality and price.
 

Starmix

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Im sorry to hear that. Where did you buy it? If gold isn't better to buy directly at the store to avoid fraud. Before buying gold, we also need to find detailed information by asking the family where we can get gold with the best quality and price.
I did it but humans are vulnerable, weak, and hearts mostly fake when money is mentioned. After I paid partial he said he is going to call his partner to sign the documents but he never came back.:cautious:
 

astutimeliana723

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I did it but humans are vulnerable, weak, and hearts mostly fake when money is mentioned. After I paid partial he said he is going to call his partner to sign the documents but he never came back.:cautious:
I am very sad to hear that. Hopefully it won't happen again in the future, just be careful and alert. Now is the time for many modes of fraud, especially with the proliferation of the internet.
 

Starmix

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I am very sad to hear that. Hopefully it won't happen again in the future, just be careful and alert. Now is the time for many modes of fraud, especially with the proliferation of the internet.
I must be very careful next time. I need to have an escort, a police. Actually, it happened face-to-face buying not online. The more risky if buy gold online. Unless deliver first before paying.
 

astutimeliana723

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I must be very careful next time. I need to have an escort, a police. Actually, it happened face-to-face buying not online. The more risky if buy gold online. Unless deliver first before paying.
It seems that it's rare to want to sell goods by sending them first before paying, for high-risk goods it's better to buy in person, not online. Small items are prone to being lost on shipping expeditions, and they don't necessarily want to be responsible for lost items.
 

SHAHID987

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Gold remain a good choice to invest in and then get good profit from it, it could be require sometime to wait, but it pays finally good. Always purchase it from some well-known shops as here ARY gold.
 

Starmix

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It seems that it's rare to want to sell goods by sending them first before paying, for high-risk goods it's better to buy in person, not online. Small items are prone to being lost on shipping expeditions, and they don't necessarily want to be responsible for lost items.
That is so right, it is preferable to buy gold personally than online. We might be tricked by the sellers. And we need a detector to know if the item is a pure gold. My brother-in-law is a chemist and he can detect pure gold bars.
 

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Investing in water is also a low risk investment. Water is something we all cant do without no matter the situation of the economy. So if you invest in water you would definitely make profit.
 
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