How can one ensure he/she is sticking to budget?

Niyi Briggs · Jan 23, 2023

Sticking to a budget can be a real challenge for many of us. Whether it's unexpected expenses, impulse buys, or just a lack of self-control, it can be hard to stay on track financially.

So, how do you all stay on budget? What are your best tips and tricks for avoiding overspending?

Ebutech · Jan 23, 2023

Niyi Briggs said:
Sticking to a budget can be a real challenge for many of us. Whether it's unexpected expenses, impulse buys, or just a lack of self-control, it can be hard to stay on track financially.

So, how do you all stay on budget? What are your best tips and tricks for avoiding overspending?

This is where the skill of discipline and resistance to giving in into things, just make up your mind that whatsoever will be the problem you will not put your hands in the money meant for a project, and always bring out money for every project and keep them aside.

Shavkat · Feb 18, 2023

Creating a checklist can make this goal attainable. A budget can be done in a checklist form and monitor the outcome of it. It is an old fashion way but still an effective way.

Bisolami · Feb 19, 2023

Niyi Briggs said:
Sticking to a budget can be a real challenge for many of us. Whether it's unexpected expenses, impulse buys, or just a lack of self-control, it can be hard to stay on track financially.

So, how do you all stay on budget? What are your best tips and tricks for avoiding overspending?

The first thing is to make the budget itself and the person should go out with the amount that he has budgeted for the day so that he will not spend more than that

Springtime · Feb 20, 2023

Honestly, I don't prepare a detailed budget. But I keep track of my expenses to ensure that I don't overspend. It's my principle that I don't buy anything I cannot afford, and I always spend less than I earn.

Bisolami · Feb 20, 2023

Springtime said:
Honestly, I don't prepare a detailed budget. But I keep track of my expenses to ensure that I don't overspend. It's my principle that I don't buy anything I cannot afford, and I always spend less than I earn.

I always make a budget and I always try my best to follow the budget but there are times that I will not be able to follow it because of emergency

eldavis · Feb 27, 2023

It takes a high level of discipline to a achieve this though. Setting up a list for your Budget would definitely help but if you do not have a high level of discipline you would end up not following the list.

cherry123 · Feb 27, 2023

it is good to always good to have a budget in place it helps put you in check so that you don't overspent. so it is to draw up the budget and stick to it.

Shavkat · Feb 27, 2023

Springtime said:
Honestly, I don't prepare a detailed budget. But I keep track of my expenses to ensure that I don't overspend. It's my principle that I don't buy anything I cannot afford, and I always spend less than I earn.

I can see myself to you. I always monitor my expenses weekly or even monthly. Overspending is not my thing to do. For the reason that we need to save our hard money and use it wisely. Some people cannot understand why we need to do this. That is downside for them to deal with later on.

Bisolami · Feb 27, 2023

eldavis said:
It takes a high level of discipline to a achieve this though. Setting up a list for your Budget would definitely help but if you do not have a high level of discipline you would end up not following the list.

Setting up a budget we will even help you to save money because I don't think there is a way you can make a budget without making plans for the amount of money that you will save

How can one ensure he/she is sticking to budget?

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