Practical ways to repair the credit score

cherry123

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Have you ever had a low credit score. You know it is bad to have a low credit score. You just have to repair. How were you able to achieve that?

 

Hate2Wait

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I don't think I have it because I haven't taken any loan but to repair it we need to pay all our credit card bills and loan on time

 

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Bisolami

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cherry123 said:

Have you ever had a low credit score. You know it is bad to have a low credit score. You just have to repair. How were you able to achieve that?

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I have never had a low credit score. I have people who once had that but I don't know how they were able to overcome it

 

cherry123

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People would always low credit score if they continue to owe creditors with no intentions to start paying back

 

flower

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There is no other way to revive your credit score other than to ensure you make the payment of the outstanding loans.

 

Niyi Briggs

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flower said:

There is no other way to revive your credit score other than to ensure you make the payment of the outstanding loans.

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What if the loans have been years old and the lender is not even in business again. That means such a person is condemned to low credit score for life

 

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You can improve your credit score by paying your credit card bills and loan repayment on time, and utilizing only 30 percent of your available credit limit.

 

uptrendfinancialsignal

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There's no other way to improve your credit score other than to pay off your loans aside this,.there's no way you can do it.

 

Hate2Wait

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I think there are ways, We can take loan and repay on time and it will boost our credit score

 

cherry123

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One way out is to improve our credit score by paying off our loans and make sure to reach out to our creditors if we can't pay the debt to help

 

Hate2Wait

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I think it's not hard because you just need to repay your loans and can borrow money again and try to repay on time and that will certainly help

 

cherry123

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It will be a good idea to pay your debt on time . in fact anything that will help you increase your point to show seriousness with repayment should be adopted

 

Hate2Wait

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If you have a very poor score then it will be hard for you to take any further loan so better to work on it as soon as possible

 

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I have not experienced credit or loan in a bank but I was once a co maker the maker failed to pay and the bank urged me to pay but I made a counter affidavit affixed by lawyer that unless the maker passed away the co maker shall be obliged to pay.

 

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cherry123 said:

Have you ever had a low credit score. You know it is bad to have a low credit score. You just have to repair. How were you able to achieve that?

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I hate thinking about my old credit score. It was pretty bad for a while there. But I took the necessary steps to fix it like consolidating my debts and negotiating with my creditors. It wasnt a quick fix but I knew it was important to improve my credit score.

 

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cherry123 said:

Have you ever had a low credit score. You know it is bad to have a low credit score. You just have to repair. How were you able to achieve that?

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This is one of the reasons why I find it very difficult to make use of my credit card for every purchases that I do because I don't want to have my credit score to be reduced.

 

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uptrendfinancialsignal said:

There's no other way to improve your credit score other than to pay off your loans aside this,.there's no way you can do it.

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I don't even like to take loans because my mind will not be at rest and it is not something that I always like to do

 

cherry123

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It can be very bad with those with low credit score as even getting a loan would be a problem so it is better to make your credit score higher

 

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cherry123 said:

It can be very bad with those with low credit score as even getting a loan would be a problem so it is better to make your credit score higher

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It is very good to have a high credit score so that you will be able to take a loan of a very high amount of money