You can start a business with 20K pesos capital. Many are sad because they are thinking that only millionaires can operate a business. But, it is not true because you can start with as little as $400 or P 20k Ph money, you can start a business right away as long as you have the permit to operate business. Know also the risk you will face and the risk tolerance you would have just in case you will experience it. These are the following best businesses you can start with 20k: 1. Online selling 2. Load retailer 3. vending machine and 4. Food ventures 5. Fitness trainer and 6. Tailoring services. Choose now the one you can manage to operate. Good luck.