Are you using any money management apps?

nomad

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• May 26, 2024

• #1

I am old school guy, therefore, instead of using apps, I use manual methods to keep track of my expenses and income. Do you use money management apps, what app do you use?

 

freelancermaria

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• Jun 28, 2024

• #2

I am not using any app right now. I am currently using MS Excel to manage my finances.

 

You

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• Jul 6, 2024

• #3

No, I don't use any money management apps. I prefer a more traditional approach to tracking my finances, like spreadsheets and a physical budget book.

 

cherry123

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No, not for now though I have read about them as they are good for managing ones funds but yet to use it.

 

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King Belieal

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• Jul 6, 2024

• #5

I am not using any money management apps specific apart from my payment processors and mobile banking apps.

 

IB D

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• Jul 22, 2024

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I am using a savings and investments app called Carbon. It is licensed and insured by the government of my country. I have a fixed deposit with them.

 

Shavkat

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• Jul 22, 2024

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No, I do not. I still prefer to do the old-fashioned way. It is better to do this than having an app.

 

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Springtime

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• Aug 11, 2024

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No, I am not using any money management apps. I just use Excel to do budgeting and manage my personal finance. I have been using Excel for many years.

 

eldavis

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• Aug 12, 2024

• #9

None at the moment, but if I can get one, it would be really nice.

 

Hate2Wait

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• Aug 12, 2024

• #10

I am not aware of any such effective app so even I am just following the old school option to save money and my expenses

 

Shavkat

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• Aug 13, 2024

• #11

Springtime said:

No, I am not using any money management apps. I just use Excel to do budgeting and manage my personal finance. I have been using Excel for many years.

Click to expand...

That is a good habit. I have not done this lately. I used to use the excel for this matter.

 

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Rubz

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Well i won't call it a money management app per say. It is actually my bank app. It has this feature where you can lock your money for some days and you gain interest on that amount you lock. It helps me manage my money efficiently.

 

Hate2Wait

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• Aug 14, 2024

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Just today I came to know about a few such apps but I am not sure if they are safe as we need to give them access of our bank account

 

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Unyime

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• Aug 14, 2024

• #14

Rubz said:

Well i won't call it a money management app per say. It is actually my bank app. It has this feature where you can lock your money for some days and you gain interest on that amount you lock. It helps me manage my money efficiently.

Click to expand...

I have the same kind of bank app. I actually think it is a good feature that allows people to deliberately make savings if they wish to.

 

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Rubz

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• #15

Unyime said:

I have the same kind of bank app. I actually think it is a good feature that allows people to deliberately make savings if they wish to.

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Yes, i agree with you. it is actually a really good thing. I recently started making use of it and i won't lie, it has helped me to manage my money more efficiently than before.

 

T

timewo

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• Aug 16, 2024

• #16

I do not use money management apps because all digital financial data is robbed by the rich and powerful communities, who then use the robbed data to steal the savings of professionals, investors from poorer communities.

 

Hate2Wait

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• Aug 17, 2024

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I would like to use one such app and I heard it can help us plan better but then I am not willing to share my details

 

Starmix

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• Aug 22, 2024

• #18

No, I do not use an app or anything to manage my finances. I just save my money in the bank and set aside an amount for a monthly expenses.

 

Hate2Wait

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• Aug 22, 2024

• #19

I would like to use such apps but I am not sure if they are safe and secure so I am still not willing to allow them to check my bank accounts

 

Starmix

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• Aug 22, 2024

• #20

It seems not logical to let an app manages our finances. They are virtual people hard to trace in case worst comes to worst.