Does your bank offer online banking services? Do they charge fees? Well, I have a couple of accounts on various banks and I have access to online banking services. My bans do not have online banking services but they charge fees for mobile banking.
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It is also the same thing in my country with an exemption of local e-wallets. I find it cool though using them.I use three different banks, and they all offer online banking free of charge. I seldom go to bank branches nowadays. I do all the transactions online.