What percentage should I spend from my earnings?

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Golden9

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Sep 6, 2022
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I use the 80/20 rule for saving money. This means 80% of it is used for expenses and 20% is used as savings. Some people prefer to do 50/50 especially if they have no pressing needs.
 

Springtime

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Dec 22, 2022
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It depends on how much you earn and your monthly expenses. I spend about 70% and put 20% of my earnings into a fixed deposit account. Another 10% is for investment.
 

nomad

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Generally speaking, you should not spend more than 50 percent of your total income for your necessities (rent, food, utility bills, etc.)
 
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