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That's the right step for you to take, prioritize paying debts in full, so you can save or invest in peace without having to think about debts morning and night.

Currently I invest in crypto and stocks, I also often hunt for IPOs even though the profits are small. Apart from that, I also make passive income from rent from residential properties.

Moreover, at my workplace it is not possible to ask for salary in advance, because the person who pays the salary is the personnel department, so they don't have cash except on payday.

I use Brave browser mainly for surfing and searching for information and I also can't turn off ads completely. Even though I can access the indexforum, I don't get rewards when posting, so I use Chrome to post on the indexforum.

Depending on the manager's busy schedule, if there are a lot of transactions he will of course need a shorthand typist/Secretary, but at the start or start of the business the manager doesn't need your help.

When the business is still small, of course we can handle all the activities alone, but if the business has developed activities and transactions are getting higher then we need the help of other people who we call employees such as cashiers, accounting, sales, etc. So it is very important to...

I think Brave web browser is very good because it can protect users from various threats, including malware, phishing and pop ads. Even though I don't currently get BAT token rewards, I still use Brave browser. but unfortunately we can't use Brave to make posts on this RIF (no rewards).

It is likely that mobile app wallets are more vulnerable to viruses and malware because game apps often ask to read smartphone or camera notifications, so even if we don't open the wallet, malware can infiltrate and steal private keys.

Trust Wallet is widely used by crypto fans and most aridrops ask for Trust wallets, not only crypto Trust wallets can also store NFTs that are supported by several crypto blockchains. You can also use dApp, Trust wallet also has a native token which we know as TWT.

WalletConnect is a decentralized app that functions as a link or bridge between crypto wallets and dApps across the blockchain landscape or is often referred to as a connector for various types of wallets. WalletConnect users can also ensure their connection/interaction with dApps is secure, as...

Personal finance has been taught by our parents, how we have to save, choose cheaper prices at different shops, so the most important thing is discipline and patience. Moreover, currently studying personal finance can be read in various articles, both on forum sites and blogs.

Of course advertising can influence the audience so that they are interested and try the product or even buy the product, but your advertising must be right on target, whether it is young people, old people, employees or housewives, you have to use a different strategy.

HPV infection, which may cause cervical cancer, especially in women, can also cause infections on the surface of the skin. So every woman needs to do a genotype test, so that it can prevent unwanted effects

Even though I have both a savings account and a deposit account, I don't like which one, the savings account doesn't earn interest so it's only for transactions, while the low interest deposit is only used as reserve money.

Several years ago I invested in Shiba Inu (SHIB) but the price continued to fall, to avoid bigger losses so I swapped all SHIB to another crypto. Currently I also have less than 10k Doge not as an investment but just for transactions. So I don't have a favorite memecoin.

I have never invested in REITs, because we as investors have no choice, all products are chosen by the investment manager, so we have no control over the investment portfolio we have. REITs also charge annual fees of about 10% of returns.

Fixed income mutual funds prioritize debt or bond securities, at least 80% of your funds will be allocated to these instruments which have an active period of more than a year, but fixed income mutual funds are liquid and you can start investing with only around $10.

In running a business we will always deal with debts and receivables, we can also owe suppliers about raw materials, in selling products we will also meet various types of consumers, our aim in providing credit with a certain limit is to keep loyal customers from moving to the shop others...

An old model car that has a cool appearance, very suitable for going to the office so it doesn't look luxurious. European cars will be more powerful than Japanese cars.

Each investment instrument will of course have a different level of risk, similarly, bonds also have risks such as liquidity risk, meaning that your bonds are not easy to sell on the secondary market, apart from that, there is also maturity risk. The longer the maturity, the greater the uncertainty.