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I have seen commercials about different budgeting apps, and a couple of my banks have even implemented budgeting features within their banking apps. I've never actually used them though.
I wouldn't say there's much of a plan in place. It's difficult to plan for all of the craziness that has been going on these last few years. There's no telling what this fall will bring as well.
They should be location based. When you're completing a survey or things like that, you (and other folks living where you live) may not be their target demographic.
It's been a long time since I've disputed a PayPal transaction, but I have in the past. PayPal used to immediately side with the payment sender, not sure if that's still the case.
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