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I'm a budgeting nerd! I track my expenses, income, and savings goals using a combo of spreadsheets and apps.

Honestly, I've had my ups and downs with managing funds. I've made smart investments and saved for big purchases, but I've also overspent on impulse buys and struggled with budgeting.

No, I didn't study management in university but i realized the importance of understanding management principles. So, I've since taken courses and learned through experience.

My weekly expenses vary, but I average around $150-$200. I try to stick to my budget, but sometimes life gets in the way and I overspend.

Yes, I also use credit cards for specific expenses, like travel or dining, to earn targeted rewards.

I prefer paying with credit cards for their rewards. For smaller purchases, I opt for cash or debit cards to stay within my budget.

I use a combination of techniques to guarantee my saving goals. I prioritize my needs, automate my savings, and allocate 20% of my income towards long-term goals. I also use cashback and rewards credit cards.

One unexpected source of passive income I've discovered is creating and selling an online course on a niche skill I possess. I invested time in creating the course once, and now I earn passive income from course sales without much additional effort.

I fight financial brokenness by prioritizing needs over wants, Like creating a budget that actually works, and automating my savings.

Yes, I stick to my budget as much as possible. I track my expenses and income regularly to ensure I'm on track.

No, I've never asked for a salary advance. I've always tried to manage my finances carefully and make sure I have enough savings to cover unexpected expenses.

Yes. They can help you understand the risks and potential returns. Their expertise can save you from costly mistakes and maximize your earnings.

I'm a bit more digital with my payments. For large amounts, I use online bank transfers or cards. For smaller transactions, I prefer mobile payments or cash.

Honestly, yes. I do consider eating less or opting for more affordable options to save money. I'm not extreme about it, but I believe in being mindful of my spending habits, including food expenses. I try to cook at home and avoid dining out too frequently.

It's a team effort. I manage my personal expenses, but my parents and I work together to handle household expenses.

Saving money is a daily habit for me! I set aside a small amount each day, even if it's just a few dollars. It might not seem like much, but it adds up over time.

yes. I save a significant amount by stockpiling essentials like non-perishable food, toiletries, and household items when they're on sale.

I also generate passive income through my online business, which sells digital products and courses.

Manual deposits all the way. I prefer having control over my investments, so I opt for manual deposits into my fixed deposit accounts.

I'm a bit of a saver. I collect them in a jar and watch my wealth grow (well, sort of). When the jar gets full, I deposit them into my bank account or use them to pay for small purchases.