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  1. You

    What is your strategy for the repayment of loans?

    I don't take loans, so I don't need a strategy for repayment. I believe in living within my means and avoiding debt.
  2. You

    Do you have a fixed deposits

    No, I don't have a fixed deposit bank account. I prefer more liquid savings options, like high yield savings accounts or money market funds, which offer flexibility and easy access to my funds.
  3. You

    What was the highest amount of money that hit on your PayPal account at ago?

    I don't use PayPal, so I've never had a large sum of money hit my account. I prefer to use other payment methods, like bank transfers or credit cards, for my online transactions.
  4. You

    How many passive income should one be having.

    In my opinion, having 3-5 streams of passive income is a great target.
  5. You

    What is your favorite way to repay multiple loans?

    I don't have multiple loans, and I'm not interested in taking on debt. Instead of juggling loan payments, I focus on building savings, investing in myself, and creating a safety net for the future.
  6. You

    Did you study finance in school and college?

    No, I didn't study finance in school or college. My interests lay elsewhere, and I pursued a different path.
  7. You

    What is the most interesting thing about finance?

    I completely agree. Finance is a fascinating field that offers a sense of control and security. Like you, I enjoy managing my finances, tracking my expenses, and watching my savings grow.
  8. You

    Do you find the purchase of the new clothing very expensive?

    No, I don't find buying new clothes expensive. I prioritize quality over quantity and invest in timeless pieces that fit well and last long. I also shop during sales or use coupons to get discounts.
  9. You

    Education loan

    No, I didn't take out a loan to fund my education. My parents had saved up for my college expenses.
  10. You

    Do you live in your own house?

    Yes, I'm fortunate enough to own my own home. It's a place where I can relax.
  11. You

    What is the item that tends to last the longest in your household?

    In my household, kitchen appliances tend to last the longest. With proper maintenance and care, our refrigerator, oven, and dishwasher have been running smoothly for over a decade.
  12. You

    How do you keep the bank account active?

    I keep my bank account active by regularly depositing funds and making transactions. I also set up automatic transfers to my savings account and investments to stay on top of my finances.
  13. You

    Renting Vs buying a house

    I believe it depends on individual circumstances whether renting or buying is better for managing personal finances.
  14. You

    Have you ever defaulted on repaying back your loan?

    No, I've never defaulted on a loan repayment because I've never taken a loan in the first place.
  15. You

    Do you really give money to your family members even if they don't ask for it?

    Yes, I do. I believe in showing my love and support through actions, not just words. If I know a family member is struggling or could use a helping hand, I'll offer financial support even if they don't ask.
  16. You

    How do you make sure you avoid the poverty?

    I avoid poverty by living below my means, prioritizing needs over wants, and building multiple income streams.
  17. You

    How much do you keep in your cash box?

    I keep a small amount of cash on hand, just enough for unexpected expenses or emergencies.
  18. You

    Can you be a guarantor to your brother to secure a loan?

    Absolutely. I'd be happy to be a guarantor for my brother's loan. I trust him and know he's responsible with his finances.
  19. You

    What payment mode do you prefer, is it daily, weekly or monthly basis.

    I prefer a monthly payment schedule. It allows me to budget and plan my finances effectively, ensuring I can cover all my expenses without stress.
  20. You

    Do you see the prices for the food items being too expensive for you to afford?

    Sometimes, yes, I find food prices to be steep. As a budget-conscious individual, I prioritize affordability and value.

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