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The purpose of my investment is to grow my wealth so that I can achieve financial freedom. The money can be for emergency use, overseas travel, household renovation, or prepare for retirement.

Yes, I do save money. I put a portion of my income into a fixed deposit account every month. I save money for emergency use and also prepare for retirement.

I use the investment platform of my bank to buy and sell stocks. I also use Fidelity. They offer a great platform and valuable advice on investment.

If you are talking about getting a loan to start a business, I think you have to look for venture capitalist. Banks are very strict when lending money to start-ups. You need collateral and may be a personal guarantor.

This is the first time I heard of this app. That sounds interesting and offers an easy way to earn. I'll check it out and see if it is legitimate and worth to join.

I do not work online full time. In fact, I do most of my translation work offline. I just take surveys and post on forums online. So, I do not feel any pain working online.

I think the easiest way to earn passive income is to put your money in a fixed deposit account. You earn interest and there is no risk.

My main sources of passive income include interest earned from my fixed deposit account, dividends from companies I have invested in. I will continue to earn this way in 2024.

I use a combination of upper case and lower-case characters, numbers, and special symbols as passwords for bank accounts. My bank also provided me with a security device which generates one-time password to login.

I think it was $500. It was paid by a client of mine for the translation work I did for him. He lives in Japan and prefers to pay me via Paypal.

In my city, it is illegal to transport people using your private car and ask for a fee. That involves issues such as insurance. What happens if there is an accident.

I like your saying that " It is better to fail than never try at all". Indeed, you never try, you never know. Failure is inevitable in life. Just take it as an experience and learn from it.

I do not own a business. But I can see that running a business can be draining at times. You need a lot of hard work and commitment to make your business a success. But at the same time, if you are making a profit and you have managed your business well, it is a very rewarding experience.

I do not own a business. I am working as a freelancer. When I feel tired after completing some assignments, I just take a break, listen to some music or go out for a walk.

In my city, it's common for businesses to offer loyalty program to customers. If you join the program and buy from the shop, you get discounts, reward points which can be converted into cash when you make a purchase. This is quite an effective way to retain customers. I myself have joined a few...

It's not common in my city that people rent out small household items such as plates and spoons. If someone is organizing a party or event, they will probably use catering service which will provide these small items.

I have money in savings account and a fixed deposit account which offers higher interest. I do not know enough of CDs. Other than fixed deposit, I buy stocks, mutual funds and bonds.

In my city, if your income is below a certain amount, you do not need to pay personal income tax. There are also many ways to get tax exemptions or deduction. Donation to charity, buying health insurance, or if you live with your parents, you can get tax deductions.

Sounds like a good idea to generate passive income. But I live in a city. No way I can earn money this way. If I have a farmland, I will for sure pursue this idea.

I would hesitate to sell my assets to earn passive income. If I own a house, I would prefer to earn rental income instead of selling the house.