Commit and never fail yourself. Be totally committed to your investment to live in financial freedom. That is what we all dream for the future to live in financial freedom and to do this, start while you are still young. If you start in the 50's or 60's you cannot expect good returns on the interest of your short-term investment. You need to start while your bones are still strong and choose a long-term investment to accumulate a compounding interest. Wanna try while old age is still far in your face?