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Sadly, I cannot pay my Credit Card Bills on time. For instance, I was unable to pay my last month bill and I was only able to pay the minimum due, therefore, this month I ended by paying interest on my payable bills.
Over here we don't use credit cards, infact most people are not even aware there is something out there called credit cards. We make use of debit cards. If it's due to lots of expenses which is why you where unable to pay on time, maybe you can try cutting it down a bit if its possible.
I don't use a credit card here because I don't like to take a loan and pay the interest on it. I have enough money and can pay for the bills without using a credit card.
Till now I haven't defaulted and actually, I am still quite new to the world of credit cards and its better to use your credit card with care and pay all bills on time
Back when I used to have a credit card years ago, there were occasions when I did not manage to pay my credit bills on time. That is actually why I made the decision to stop using credit cards.
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