Do you own a Credit card?

[Hate2Wait]

These days almost everyone owns a credit card. But I don't have one lol.

Do you own a Credit card?

 

[Heatman]

Yes of course I have a credit card but it is something that I don't usually make use of all the time unless it is a case of emergency. I use my debit card more.

 

[Hate2Wait]

It's better to use it wisely otherwise we'll be in debt

 

[Springtime]

Yes, I do have a credit card. I use it for cashback. I always pay the outstanding bill on time. So never paid any interest.

 

[Sanjeev]

No, I don't own a credit card. When I have cash then you should I buy things on credit.

 

[SHAHID987]

Yes, I do have but seldom I use it, because I know what does it mean to use it regularly. It means that I will purchase a lot of items whether use it or not.

 

[nomad]

Currently, I am not using a credit card, after my credit card expired, I have not renewed it.

 

[Starmix]

I surrendered my credit card after In learned that it surcharges times three of our credit. I have debit cards though.

 

[freelancermaria]

I have made a decision to no longer use credit cards. I had a bad experience with debt before, and I do not want to go through that again.

 

[cherry123]

No i don't have a credit card and I don't want I prefer a debit card more

 

[Kerryjoy]

No doubt, I think we are in the same category, I also don't own a credit card and I'm in my 20s

 

[Starmix]

I have made a decision to no longer use credit cards. I had a bad experience with debt before, and I do not want to go through that again.

I surrendered my credit card after one was gotten by fire and failed to pay and they surcharge me double so i paid and surrendered and threw the credit card on the face of the manager. I reported the bank to Central Bank with my lawyer. The bank returned my money.

 

[Shavkat]

I never had credit cards. It is not what I want because temptations can happen and be in big debt.

 

[You]

Yes, I do. Having credit card offers me convenience and flexibility for my daily purchases, especially online transactions and emergencies.

 

[Shavkat]

Yes, I do. Having credit card offers me convenience and flexibility for my daily purchases, especially online transactions and emergencies.

I heard that credit cards can be useful to us. However, I prefer to have one so as not to be tempted to max it out.