Do you use credit cards?

[nomad]

A lot of people say that when you use credit cards, you will end up spending money on non essential items. However, I like using credit cards as I can use bank's money without having to pay extra for the payment window of 45 days.

 

[freelancermaria]

In the past, I had credit cards, but I decided not to use them anymore. Currently, I prefer to make purchases using cash or debit cards. This will prevent me from purchasing unnecessary items.

 

[Shavkat]

It is a good thing that I never used any credit cards that are offered by banks in my country. It is a choice that I hope not to have at present or even in the future.

 

[riberet19]

I have credit card but I don't use them very much, I don't really like to use them unless it's strictly necessary, because we already know what it takes to use them too much.

 

[King Belieal]

With a credit card, the propensity of falling into big debts is very high. That's why I forget about it entirely and prefer to spend from my money.

 

[Suba]

All my credit cards have been closed, with the aim of being more economical and not having bills every month, so currently I don't have a credit card, except for using a debit card and e-wallet to make transactions easier.

 

[bestwriter]

I do not have a credit card but have a debit card, My online buying is mostly with Amazon in where I have an Amazon Pay account. I keep transferring money to that account as and when the need arises.

 

[You]

Yes, I also use credit cards for specific expenses, like travel or dining, to earn targeted rewards.

 

[Cam]

I pretty much solely use credit cards. I avoid using a debit card whenever possible.

 

[cherry123]

I don't use credit card I prefer my debit card. With a credit card, you might be forced into big debts it is better to spend from your money.

 

[Sawe]

I don't have any credit cards and so I don't use them. I guess if I had one I would be using it, especially when I am broke.

 

[Hate2Wait]

I do and I love to use it and if we can use it effectively and efficiently then we can get the best out of it and I feel everyone should use it

 

[eldavis]

Over here we do not have access to a credit cards, we only make use of debit cards. Most people are not even aware there is something called a credit card, that's how rare it is here.

 

[Sanjeev]

No, I don't use credit card. I don't want to get addicted to overspend and then find ways to clear the debts.

 

[Springtime]

I use credit cards a lot as I want to have cashback. All my credit cards are free, and I always pay my credit card bills on time. Never paid any interest.

 

[Sanjeev]

I use credit cards a lot as I want to have cashback. All my credit cards are free, and I always pay my credit card bills on time. Never paid any interest.

I used to use credit cards in the past but once I forgot to pay the bill and had to pay interest so left using them.

 

[Stardom22]

You are very right that the using of the credit cards encourages some impulsive buying in a way.

 

[Passiveearner]

You are very right that the using of the credit cards encourages some impulsive buying in a way.

The worst thing about credit cards is the fact that you have to pay interest. This is one of the reasons why I avoid credit cards and I think people should avoid such kind of cards, too

 

[Rubz]

I make use of credit cards but not all the time. In my country, there are some things one can only get with cash.

 

[Sanjeev]

I make use of credit cards but not all the time. In my country, there are some things one can only get with cash.

In every country there are certain vendors who don't accept credit/debit cards but only cash.