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I do not have a home loan, however, in our country, the base interest rate for home loan is around 11 percent. The base interest rate means the minimum interest. Some banks charge upto 15 percent.
I've never had a mortgage either, and it's good to hear that others are saving up for their dream homes. The interest rates in our countries do vary greatly, don't they? I'm hoping to own a home one day, but for now, I'm just taking it one step at a time.
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