Pay Credit Card Bills On Time for Easy Loan

Hate2Wait

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I am not in favor of a Loan but there are times when we need to get a Loan for something like for a Car so we need to get ourselves ready and if we pay all our Credit card bills on time or before time then it does help our credit score and by having a good score we can secure a loan easily and at easy terms.
 
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Suba

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In my opinion, paying credit cards on time is a must, because we can also avoid interest and fines, maintain credit scores or collectibility which will have an impact on debtor difficulties accessing credit in the future.
 

Hate2Wait

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In my opinion, paying credit cards on time is a must, because we can also avoid interest and fines, maintain credit scores or collectibility which will have an impact on debtor difficulties accessing credit in the future.
Yes it's important to pay on time or a few days before the due date and all these help in maintaining our credit score and we don't need to pay any penalty or fine so better to pay on time and reap rewards just by following these tips.
 

Sanjeev

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You said you are not in favour of loans then why do you own credit cards?

I also don't like taking loans so I don't own credit cards. Why should I need it because I spend as per my earnings?

I will take a home loan soon just to save myself after retirement.
 

Hate2Wait

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You said you are not in favour of loans then why do you own credit cards?

I also don't like taking loans so I don't own credit cards. Why should I need it because I spend as per my earnings?

I will take a home loan soon just to save myself after retirement.
I don't have any credit card and when I need I take help of my friends or colleagues and yes we need to pay our bills on time and if possible before time so that we can work on our Credit score and having good credit score will help in getting easy loans.
 

Bisolami

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I am not in favor of a Loan but there are times when we need to get a Loan for something like for a Car so we need to get ourselves ready and if we pay all our Credit card bills on time or before time then it does help our credit score and by having a good score we can secure a loan easily and at easy terms.
This seem to b a good idea. I'm not an advocate for taking loans too but we sometimes need if
 

Chibson

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Some of the apps that offers loan here are thieves in my own opinion. imagine a loan of two weeks they will ask you to pay 40%. It is better to get a loan in bank.
 

RicAngelo

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I use credit card very often for cash back and rewards. I always pay my credit card bill on time to avoid paying interest and penalty.
Cash back and rewards are the perks of using credit card, and we can always ask for free anual fee every year, so we dont have to pay for it too. Paying credit card on time and full payment is A MUST. Do not use credit card if we dont have the money to pay it next month
 

Springtime

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Cash back and rewards are the perks of using credit card, and we can always ask for free anual fee every year, so we dont have to pay for it too. Paying credit card on time and full payment is A MUST. Do not use credit card if we dont have the money to pay it next month
Yes, I totally agree with you.
 

Chibson

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the earlier you pay your credit card bills the better you start the chance of getting a loan whenever you want to go into a business or use it to solve personal problems.
 
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