Sticking to a budget

cherry123

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it is always good to have a budget and stick to it. it will help keep one away from overspending. it is always pretty difficult for me. How can you easily stick to a budget?
 
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Starmix

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I do listing to avoid overspending. I am an extravagant person, but I disciplined myself. I tried hard not to be tempted to buy something not necessary. I keep on shopping for new bags, new clothes, new watches, and shoes. I realized they are not essential, so I stopped my extravagance.
 
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Starmix

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@cherry123 , many live beyond their means, and those who do not find it hard to escape debts. Those who live paycheck to paycheck must change their plan for the family to if possible live beyond their means. Life is so hard this time.
 

cherry123

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@cherry123 , many live beyond their means, and those who do not find it hard to escape debts. Those who live paycheck to paycheck must change their plan for the family to if possible live beyond their means. Life is so hard this time.
Exactly, it is really appalling when people do this and I wonder why. Living in permanent brokenness isn't cute.
 

Starmix

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@cherry123 ,many lack discipline, that are thinking that they are still young and they still have much time to enjoy without knowing that as humans age, health and financial means decline too .It might be too late for them to start anew. Life is mysterious by the way.
 

Hate2Wait

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I'm not one of those that like to create budget and stick with it but I always try to control my spendings and like to shop when the products are available at lower price.
 

eldavis

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Its one thing to have a budget, and it is another to be able to stick to it. To achieve this you need a high amount of discipline to this. Set a goal for yourself z why do you want to set a budget, what do you want to achieve? This would serve as a means of motivation.
 
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