Recent content by Suba

  1. Suba

    How would you teach value of money to your kids?

    We all need to teach children about the value of money, especially about economic indicators, effectiveness and efficiency, to prevent waste, such as teaching them to save in piggy banks, inviting children to shop and choose cheaper shops.
  2. Suba

    Are You Good With Cashflow Management

    In theory, I am very good at preparing cash flow for both personal and company finances, but in personal finances cash flow often decreases or deviates from what is expected.
  3. Suba

    Can the Issuer increase or decrease the amount of stock in circulation?

    No problem, your shares are institutional shares which are only bought and sold to insiders or employees and management, so they are not available on the capital market, maybe someone else will answer my problem.
  4. Suba

    Can the Issuer increase or decrease the amount of stock in circulation?

    Currently we can find out the number of shares in circulation easily either through mobile apps or the official stock exchange website, So that the number of shares in circulation is already known to investors, what if the issuer circulates a Rights issue with a lower stock price so that it will...
  5. Suba

    Learn to sleep alone

    Should I learn to sleep alone?, because I've been used to sleeping alone since I was little, so maybe I don't need to learn anymore.
  6. Suba

    Can you invest and lock your money for five years before you get it?

    For long term investments or more than 5 years it will really depend on the type of investment instrument you choose, the most suitable for the long term are gold and property, gold investment you can invest like saving with an investment every month in small amounts, but not all types stock...
  7. Suba

    How Much Interest Do You Pay For Your Car Loan?

    If someone wants to buy a new car on credit, an interest rate will be charged depending on the credit platform. For one year the interest rate will be 3% and for 2 years 3.5%, while for 3 years the interest will be 4%.
  8. Suba

    How Much Interest Do You Pay For Your Home Loan

    In my country, if we take out a mortgage loan, each bank will determine a different interest rate, but between 7% and 10% for a period of 10 years.
  9. Suba

    After the emergency fund is exhausted what next?

    When a major disaster occurs, let us not think about wealth, such as when the 2004 Aceh tsunami occurred in my country, there was a lot of help from all corners of the world.
  10. Suba

    Meeting with my bank manager

    If we only need to check the deposit interest credited to our savings account, we don't need to spend time meeting the bank manager, we can monitor it via mbanking.
  11. Suba

    How did you manage to repay back your last loan?

    I've never taken out a loan, so I don't have experience with this, but in theory I understand how to pay off your last debt, pay it before it's due so you don't incur penalties.
  12. Suba

    How much do you keep in your cash box?

    Currently, almost all shops, gas stations and restaurants accept e-wallet and e-money payments, and even many car parks don't accept cash, even though I still carry a little cash.
  13. Suba

    How much do you keep in your savings account?

    I don't save much money in my savings account, it's useless and I will lose money because the bank doesn't give interest on savings, so I only have a little money (no more than $500) saved just for transactions.
  14. Suba

    Are you a member of a cooperative?

    I have never been a member of a cooperative, but I am often asked by the management to manage their finances.
  15. Suba

    Do you use micro wallets?

    When I was still active on the faucet site I used many microwallets such as faucethub, EpressCrypto (scam) and faucetpay, currently I also often use faucetpay to swap crypto in small amounts.
  16. Suba

    Why Meme Coins are so Popular?

    What I know is why meme coins are very popular because the total supply is very, very large at very, very cheap prices, such as the current price of SHIB is only $0.00002430, influence and endorsements from communities and influencers.
  17. Suba

    Free TapSwap Coin

    At this time it cannot be proven to be legit or a scam, but if you look at user data of more than 11m, then TapSwap is most likely legit, because some users caught up before TapSwap was listed on the crypto exchange, and currently the value of Tapswap coin is not yet visible, there is no harm...
  18. Suba

    Free TapSwap Coin

    Coincidentally, I have a Phantom wallet, so I didn't try to use another one, there is a description of any valid Solana wallet
  19. Suba

    BCH; the most stable cryptocurrency

    You don't have to use a special wallet to store your wallet, almost all multiwallets support BCH, while for Faucetpay you have to convert the BCH address first before entering Faucetpay.
  20. Suba

    Free TapSwap Coin

    This is a golden opportunity, especially for those of you who have a mobile version of Telegram account, to be able to mine TapSwap coins for free, for this I invite you to join this official invitation link: https://t.me/tapswap_mirror_2_bot?start=r_454117586 After you click on the invitation...
  21. Suba

    How long have you been posting on forums?

    The first time I posted on the forum site was in 2016 so it's been about 8 years, on Cryptotalk which pays 1000 satoshi for each post. But now the rules have changed a lot.
  22. Suba

    Which is the best Altcoin to invest for long term?

    In fact, there are many altcoins that we can use as long-term investments, such as Ethereum, BNB, ADA and Solana. If we were more aggressive, we would definitely choose Toncoin. So the choice of altcoin as a long-term investment will depend on the risk profile.
  23. Suba

    Implementing no smoking regulations while in the company environment.

    You are right, the company will strictly prohibit all its employees from smoking in the office building or factory, which will certainly be very dangerous for fires. So smoking employees will take the opportunity to eat lunch outside the office building.
  24. Suba

    Implementing no smoking regulations while in the company environment.

    Are you a heavy smoker, so even if the price of cigarettes goes up to $5 you will still buy them. Smoking not only damages your health but also dries out your pockets.
  25. Suba

    Do you avoid paying tax?

    In my country, if we have a certificate of deposit, time deposits and savings will be subject to income tax on interest of 15%. which will automatically be deducted by the bank so that we only receive net interest.
  26. Suba

    Do you avoid paying tax?

    You are right, currently it is difficult for us to avoid tax, especially if we pay using an e-wallet so that the VAT amount will automatically be recorded immediately, whether we eat at a restaurant or just drink coffee at a cafe. All supermarkets and minimarkets have also added VAT to the...
  27. Suba

    How to avoid common mistakes in stock market investing.

    We can find many types of stocks on the stock market, such as tier 1, 2 and 3 stocks, so not all types of stocks are suitable for long-term investment. Choosing the wrong stock that is not in line with your investment objectives will result in losses.
  28. Suba

    Do you avoid paying tax?

    If you avoid paying tax, it is a criminal act, even when we buy shares or crypto we are also subject to value added tax, for small entrepreneurs we will also be subject to income tax if we have a turnover above $31k.
  29. Suba

    How to avoid common mistakes in stock market investing.

    A common mistake in stocks that is often made and repeated by new investors is choosing the wrong stocks, which should only be for the short term, but investing for the long term will result in losses.
  30. Suba

    What are the mistakes in investing in gold?

    One of them invests in gold only for short-term periods or sells it when they need money, and most gold investors don't have an investment goal, they buy gold only to save it for future needs/needs.
  31. Suba

    Investing in IPO?

    IPO is the same as ICO in crypto, IPO is the initial offering of a company that issues stocks. So investors must use fundamental analysis to assess the potential of a stock.
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