Mutual Funds are investment pools built by taking money from people and then investing the money in the market. Investment companies and capital management companies create Mutual Funds for people to take the benefits of less risky investments. Mutual Fund investments are normally considered less risky compared to the stock market because fund managers are experts who know where to invest for maximum benefits.
Have You Invested in Mutual Funds?
- Thread starter nomad
- Start date
No, I have never invested in mutual funds at all. There are a few banks that tend to offer mutual fund investment schemes and packages. However, I am not really a big fan of investing money in those schemes. Having said that, mutual funds are not a "risk-free" investment as many people think.
Yes, I have invested in mutual funds for many years. I am satisfied with the return on investment. The Fund Manager is my friend. I trust her a lot and she has given me many valuable advice.
Well, the reason why such kind of companies always earn is due to the fact that they earn usury or interest! They take the money of investors and then they offer loans after confiscating the mortgage of people. This is unethical in my opinion.
They don't earn on interest. If they do that, they would earn only when you earn and take some part. But even if they lose all your money they will charge you money for transactions and advices and maintain account.
In mutual funds there are several types of instruments such as money market, capital market, fixed income, mix and stock, if you face a high rate of return you will also have a high risk.
Well, I have got some information about mutual funds. Mutual funds involves investing in financial instruments. These instruments are owned by the government. So, basically, this involves offering "loan" to the government in other words. So yes, this does involve interest money.
I heard a lot about mutual funds but I have not invested in it . Ultimately ,it is a very good investment that would give you reasonable amount of money provided you understand the intricacies on how to run it.
