How do you control your personal financial planning and expenditure?
- Thread starter Ratine
- Start date
I always strive to stick to my budget; however, there are times when unexpected expenses arise that are nearly unavoidable.
It is indeed that we need to gear toward budgeting plans. If we failed to do so, it will be a disaster.
I many cases, expenses could not be controlled. Miscellaneous expenses are a real thing. You may end up spending a lots of money in the end when you need to spend money on unexpected things. This is a real deal.
Agree, and there were times, I did not like to control what I wanted to buy, but I had to. Money is hard to produce but easy to disperse..
I do not create a budget but have a rough estimate of how much I can afford to spend every month. I never spend more than I earn, and I just buy what I need.
At some point, I have the same habit. I can estimate how much should be spend every week. Although I need to consider factors that can change it. For instance, extra expenses for necessity things.
I control my expenditure by getting the things that I need at once and never having to go to the market again for a whole month.
