How do you control your personal financial planning and expenditure?

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Starmix

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Sometimes, I hate budgeting he he . I was once an extravagant person and it's hard for me to move in frugality. But I have to because I want to acquire financial freedom.
 

Sawe

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I use a budget to manage my finances. I just type it down on my diary and plan on what needs to be bought, then I follow through with the budget when I receive my salary at the end of the month.
 

nomad

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Creating a realistic budget and staying to the budget and never go above the budget is my favorite method to control my personal finance
 

Passiveearner

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I'm also budgeting. I buy in bulk that are essential. It's good to live in frugality this time in lieu of extravagance.

I many cases, expenses could not be controlled. Miscellaneous expenses are a real thing. You may end up spending a lots of money in the end when you need to spend money on unexpected things. This is a real deal.
 

Starmix

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I many cases, expenses could not be controlled. Miscellaneous expenses are a real thing. You may end up spending a lots of money in the end when you need to spend money on unexpected things. This is a real deal.
Agree, and there were times, I did not like to control what I wanted to buy, but I had to. Money is hard to produce but easy to disperse..
 

You

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I control my personal financial planning and expenditure by setting clear goals, tracking my income and expenses, and prioritizing needs over wants.
 

Shavkat

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I do not create a budget but have a rough estimate of how much I can afford to spend every month. I never spend more than I earn, and I just buy what I need.
At some point, I have the same habit. I can estimate how much should be spend every week. Although I need to consider factors that can change it. For instance, extra expenses for necessity things.
 

Rubz

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I make use of a budget to control my personal financial Planning and expenditure. I always make sure i have a budget for everything. It could be a budget for my school work or even going to the market.
 
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