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What happens when the people you lend money don't pay back?
That is what I do too, I will ask for it once or twice. If the fail to pay back, I let it go. After all, it means they now can't borrow from you anymore.
We need to move on. I was scammed many times when I gave away money in the form of a loan and they never paid back so I guess we need to be careful and should move on
I try to not lend a big amount and try to be selective in my approach and if its a close relative then there is nothing we can do and we should not want to file a police complaint for that
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