Search results

I have an MBA degree. I applied some of the financial management knowledge I've learned to manage my personal finance. I think most important of all is not to spend more than you earn, have a savings plan and invest to grow your wealth.

I am a freelancer. It's not complicated to manage my income and expenses. I see no need to hire an accountant to do the job for me.

I do not have rental properties. I buy dividend paying stocks. So far, I receive dividends from companies once or twice a year. It is a good way to earn passive income.

Yes, I have money in savings account and fixed deposit account. For savings account, I get about 2.5-3% interest rate. For 6 month term deposit, the interest rate is 6%.

I am using Samsung A55. I am satisfied with the features of the phone. But for keyboard, I use GBoard which offers voice input and glide typing.

I live alone in my own small apartment. There is no need to get a helper to do household chores. I can manage it myself.

I do not eat beef. So my preference is pork. Actually, I eat chicken and fish most frequently. Chicken is white meat and fish is a healthy and delicious food.

Yes, I also feel sad that Devin is no longer the owner of Discussion Bucks. He is a very helpful guy. I'm glad that he is still working as an Administrator. Hope the new owner will take the site to a new level.

If I get such information from my friend, I will do my own research before making any investment. That is the basic thing one should do.

I do not use any investment apps. I buy stocks, mutual funds and bonds through my bank and a reputable investment firm which I think are more trustworthy.

If I have $1000, I would prefer to invest in stocks. Starting a business not only requires capital, you also need to have the knowledge and skills to run the business.

Investing big or small depends on how much money you have. I invested a moderate amount of money in stocks, mutual funds and bonds. I think for investment, the most important thing is to have a diversified portfolio so that you will not lose all if something goes wrong.

First of all, the sites must be legitimate. I prefer sites which are easy to navigate and offer good support when I encounter problems. The pay rate should be reasonable as well.

I've heard of a site which pays people to listen to music and writes reviews. I forget the name of the site. But the pay rate is quite low.

Cooking at home may not help you to save more money than eating outside. It depends on what dishes you cook and what ingredients you use. My main purpose of cooking at home is I can eat healthy food of my choice.

Most people in my city take Mass Transit Railway (MTR). It has a broad network. You can go almost anywhere taking MTR. Bus is another common mode of transportation. The fare of bus is cheaper than MTR.

I love music. But since I am doing translation work which requires me to be focused, I do not listen to music while working. I listen to music when I am doing household chores.

There are many ways you can make money from home. The basic ones are completing surveys, post on forums. You may also offer translation, graphic design service or selling things online.

I have been working as a freelancer for many years. I am lucky that I have not encountered the situation that a client denied payment. But there were a few clients who delayed payment, though they eventually paid.

There are many ways you can make money at home. The basic ones are completing surveys, post on forums. You may also sell things online, do translation, graphic design or publish e-Books.