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  1. You

    Have you ever used the finances management apps?

    No, I haven't used financial management apps yet, but I'm considering starting! I've heard great things about how they can help track spending, create budgets, and set financial goals.
  2. You

    What are your strategies to keep sticking on the budget?

    I use a few key strategies. First, I track my expenses to stay aware of where my money is going. Next, I prioritize needs over wants and make conscious spending decisions. I also set financial goals and remind myself of them regularly.
  3. You

    How do you compare your financial life to the past five years?

    I'm proud of the progress I've made. I've built an emergency fund, and started investing in my future. My financial literacy has improved, and I've made conscious choices to save and budget wisely.
  4. You

    How much do you keep in your savings account?

    Every person should keep at least $100 to $200 in their savings accounts. because no one knows what emergency comes suddenly.
  5. You

    How many bank accounts do you have?

    I've got two bank accounts that serve my financial needs perfectly. One is for my everyday spending and expenses, while the other is dedicated to saving.
  6. You

    Passive Income from Youtube

    "No, I don't earn passive income from YouTube because I don't have a channel.
  7. You

    Best Online Passive Income Methods

    I'm fortunate to have found success online, but I don't rely on a single massive income stream. Instead, I focus on diversifying my passive income methods, such as affiliate marketing, paid to post forums and digital product sales.
  8. You

    Do you prefer saving money on the purchasing more of the items on offer or discounts?

    I prefer saving money through discounts. I find that discounts offer more flexibility and value. With discounts, I can choose the specific items I need, rather than being tied to a larger quantity.
  9. You

    Meeting with my bank manager

    I've also had a wonderful relationship with my bank, thanks to their excellent customer service. My bank manager is always responsive and helpful, keeping me informed about my accounts and financial options.
  10. You

    How Much Interest Do You Pay For Your Car Loan?

    I'm proud to say I didn't take out a loan to buy my car. I saved up and paid cash upfront. No monthly payments, no interest rates, no debt.
  11. You

    Do you prefer Savings account over Money Markets or CDs?

    I prefer savings accounts for their flexibility and ease of access. I like knowing my money is liquid and readily available if I need it.
  12. You

    How long do you make the purchases for the crockery in your household?

    I like to think long-term when it comes to crockery. I invest in high-quality, durable pieces that will last for years to come.
  13. You

    Do you wait for specific times whereby you can get some discounts and offers in the shopping malls?

    Absolutely. I'm a savvy shopper who loves scoring deals. I keep an eye out for sales, discounts, and promotions, especially during holiday weekends, end-of-season clearance, and special events.
  14. You

    How did you manage to repay back your last loan?

    I don't borrow loans, so I don't have to worry about repayment. I believe in living within my means and saving up for big purchases.
  15. You

    Which gives more financial stability between monthly and yearly rentals?

    In my opinion, yearly rentals offer more financial stability. With a fixed rent for 12 months, you can better budget and plan your expenses.
  16. You

    Do you have some financial constraints and how do you deal with them?

    "No, I don't have financial constraints. I've worked hard to create a stable financial foundation, living below my means, and investing in my future.
  17. You

    How can I grow my money?

    Growing your money requires patience and strategy. I'd suggest exploring low-risk investments like index funds or ETFs, and taking advantage of compound interest.
  18. You

    How much do you keep in your savings account?

    I aim to save 3-6 months' worth of living expenses in my savings account. It's my emergency fund, and I feel secure knowing I've got a cushion in case unexpected expenses arise.
  19. You

    Are You Good With Cashflow Management

    "Yes, I'm great with cashflow management. I've honed my skills over time and made it a habit to track my finances, create budgets, and prioritize savings.
  20. You

    How would you teach value of money to your kids?

    I'd start by explaining the concept of earning and budgeting, and encourage them to save a portion of their allowance or earnings from odd jobs.

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