Do you have any kind of short term loans?

[Hate2Wait]

Credit card is also a form of short term loan so yes I have that loan and always trying to pay on time

 

[nomad]

Credit card is also a form of short term loan so yes I have that loan and always trying to pay on time

credit card bill is not a loan until you pass that bill payment date, before that your credit bills are just utility bills.

 

[Hate2Wait]

credit card bill is not a loan until you pass that bill payment date, before that your credit bills are just utility bills.

In a way, it's a short term loan because even if I am not going for EMI, I am paying the whole amount in the form of a bill. I consider it as loan