Do you prefer to take a loan or buy goods in credit?

[Stardom22]

I realised that taking the loans to buy in cash is better than taking goods in hire purchase.

 

[Sanjeev]

I never use credit cards in my entire life. It means I pay products or services in cash.

I also have never thought of purchasing things through credit card. I have never owned a credit card because I hate buying things on credit. When I have a cash I purchase things otherwise not.

 

[Ratine]

In most of the time, when l buy items in cash there is actually no interests charged on that.

 

[SHAHID987]

Buying goods on credit remain good option for me because whenever I took loan then at the time of its payment it given me much more stress.

 

[King Belieal]

I would rather buy goods on credit rather than take a loan. At least, I won't have to pay interest of I get goods on credit.

 

[Starmix]

I don't apply for a loan for something nor apply for a credit either. It's not good to do the two.