How do you manage your fiances?

[Ratine]

With the management of the personal finances, do you use a special designated app or not?

 

[bestwriter]

I do not find managing my finances difficult. I spend what is in the savings account and my capital is intact.

 

[Ratine]

I do not find managing my finances difficult. I spend what is in the savings account and my capital is intact.

For me l wouldn't like the idea of touching my savings for the idea of spending.

 

[bestwriter]

Then from where do you get your money to spend? Whenever money is deposited in a bank it goes to one's savings account and form there investments and spending are made

 

[Sawe]

I type down my budget and any other financial plans on a diary in my phone. I find that having it there keeps me more disciplined as I can always refer to it before spending any money.

 

[nomad]

I keep track of my income and expenses manually on my diary. I also make a budget on a paper.

 

[Springtime]

No, I do not use any apps or tools to manage my finance. I have a rough estimate of my monthly income and expenses. I never spend more than I earn.

 

[Golden9]

I've never made use of any special tools or apps to monitor my budget or expenses. Simply writing it down on a paper is enough.

 

[Etini Willie]

I use my mobile wallet financial tools to manage my finances. They help me analyse my financials based on the variables that I feed into it.

 

[Ratine]

For me l do budgeting for my money according to the amount of income l earn on monthly basis.

 

[freelancermaria]

I used to use an app on my smartphone before. However, I now only use MS Excel. It is more practical. Hehe.

 

[Ratine]

For me l use my brain to make the calculations on the expenses about my household.

 

[eldavis]

I don't use any app for now, I simply do things the old fashioned way by writing and budgeting how I spend what comes in.

 

[Shavkat]

I just do the usual thing. I usually save at least 10 t0 20% from the total salary during pay days.

 

[Fidelia]

I really don't use any apps to manage my personal finances. The highest thing I do with apps is to track my transactions history.

 

[You]

I manage my finances by prioritizing needs over wants and creating a budget that accounts for every penny.

 

[cherry123]

Ido my budget daily so that I work with only things that are very important. The most is for me to stick to my budget.

 

[King Belieal]

I have a fixed budget for food everyday and I try my best to stick to it.