How do you manage your personal loans?

[Starmix]

It is your duty to manage your personal loan. No one will approve your loan if you ruin your reputation.

 

[Hate2Wait]

I haven't taken any personal loan till now and have no plans to take any unless I really need money for something

 

[Ratine]

By ensuring that l wisely use the loans that l usually take for my personal reasons.

 

[Starmix]

Manage it in a way that you will not fail to pay it monthly up to it's full payment.

 

[stan358]

I would advise people not to take loans especially for starting a new business. Personally I try to avoid getting loans from any financial institutions..

 

[Starmix]

Starting a business with a loan is not logical. It's simply because you can start a small business and just borrow money from your siblings.

 

[Hate2Wait]

When you take a business loan then you should pay all its EMIs on time and if not then it will be bad for your CIBIL

 

[Starmix]

If we have a loan, we have to be responsible of paying it. Pity the owner of the money or pity yourself from a sudden shame if the loan company sues you.

 

[cherry123]

To avoid any form of embarrassment it is good to always have the urge to pay back. You do this by keeping aside money to use

 

[Starmix]

I am not having a personal loan. I do not have reason. I must be contented and adjust my needs.

 

[Ratine]

By repaying little by little whatever you have with consistency you can finish up the loans

 

[Stardom22]

Personal loans are very tricky in the way that are very addictive when you finish paying one takes another one

 

[Starmix]

I manage my business by through banking and checking account. There are suppliers of my milk tea ingredients that like to be paid in check.

 

[Ratine]

Personal loans are basically not good for one to used it in their lives for sure

 

[Etini Willie]

When you get personal loans, you just know you have to give up a part of your personal income to pay back for the loans.

 

[Starmix]

Thankfully, I do not have a personal loan. I have not done it in my life. I'm afraid of loans.

 

[Hate2Wait]

I only have credit cards and always pay all my bills on time and one such reason to pay on time is I don't like to pay any late fee

 

[Stardom22]

When one manages one loan at a time they are really good to managing their debt

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I have realized that it's a little bit challenging for one to live without getting some loans

 

[Hate2Wait]

We need to have a repayment plan and should make it mandatory to pay as per the repayment terms or before if the loan allows without any pre closure charges

 

[stan358]

Applying for a loan when there are no need for it is totally unacceptable. When I take any loan I make sure it is properly managed for my business growth..