If you have the desire to start a small business but don't have the capital, you can start working online and save your money so that you can invest in your business. This is the safest way to start a business because you will not incur any debt. For example, you can post on a couple of PTP sites for 5-6 months and easily save $200-$300. For a small business $200-$300 is a lot of money.