It starts with the first rupee you earn

bestwriter

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Whatever the currency it starts with the first what you earn. Saving habit must start from there. You should discount your earnings say by ten percent. In other words you should only spend ninety percent of what you have earned and the ten percent goes towards saving

With this habit you can sleep soundly I can sleep soundly (lol)
 
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Authenticity101

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This is true, saving does not have to only happen when you are earning what you consider too much. It should start with the first dollar you earn. The secret to creating wealth is learning not to spend everything you earn, you need to save and invest even the small amount you earn.
 

bestwriter

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If you think what you earn is say 10% or whatever less, saving becomes easy What if you really earned less, you have to live wth that amount. That is how it works.
 

Fidelia

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When one understands the power in every cent, they would always strive to save and invest even if it's just 10 cents they can afford to in every earnings that looks very small.
 

bestwriter

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When you are able to take out savings from every dollar that you earn, you would be able to build a robust financial life because you would have sufficient investment capital.
Well said. Saving is like breathing Without breathing one cannot live and similarly without saving one cannot live either.
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A lot of people think, you can enjoy life now and start saving later but if you fall into this category, it will be too late to save money
The Companies where we were working saved for us such as Gratuity and Provident Fund and despite this we had our own savings.
 

eldavis

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A lot of people believe they need to have a certain amount before they can start saving but the truth of the matter is there is no specific amount for saving, simply start with what you have.
 

Hate2Wait

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I agree and I have done exactly that and have saved money all my childhood but from past few years I have lost way and have stopped saving money
 
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