Debt must also be managed properly. Sometimes we also need debt to increase business capital, purchase a car on credit or installments, etc. but we must be able to calculate how much our income is so that we can pay off debts smoothly.
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Nobody wants to be in debt, Owings come with a lot of stress. I know some people never owes si let discuss how do we live above debt. Youi live your life with no debt at all