You can still Investment with your hard earn money if it is sure you will make profit but this time around you will trade on platforms that are solid like binanceI suppose if I dig deep enough into my Crypto strategy I could find some risk, but it is so insignificant I can't consider it a true risk. In the past I have had online plans fold up and the owner run off with all the money, but now I use free money so that eliminates any chance of losing out of pocket.