Decision in business is vital. It is where you guarantee yourself free from hassles and doubts from your way and plan. Some decisions must be made impulsively, it is crucial to the interest of your customers and yourself as the business operator. One perfect decision you could make for yourself is not to allow customers to buy in credit. It is critical in your business. You do not know yet the culture of the mind of that customer if a good payor or not. What will happen to your profit that is rolled out from the sales? Foremost, the worst thing is if the creditor never pays and declares himself broke?