I don't usually go around with my debit card because it will make you to spend frivolously.
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I don't usually go around with my debit card because it will make you to spend frivolously.
I think it is a good decision for you to surrender your credit card. At least, you will not be tempted to use it. One of my friends was so in debt because of it before.I surrendered my credit card last year. I prefer to have cash and my ATM only because of the interest the card surcharges.