What Do You Patronize More: Investment or Savings

[nomad]

Investment and savings, both are very important method to improve your financial security. Investments yield returns, but there is no guarantee in returns. Savings can also give you returns if you have saved in saving accounts, however, returns are very low. Savings might not generate direct returns, investments have the potential to provide returns, nevertheless, there is also high risk. By the way what do you patronize more, in other words, do you like to build savings or invest money?

 

[Starmix]

I opt to use both saving and investing. This time, I also have a small business, two investments, and one massive income. I save the income from my business and property rent which I consider a passive income.

 

[SHAHID987]

In start of my Career I was very fond of saving, as I was regularly save some money from my salary. But after some years I realized that investment is better than savings. So my main focus is on investment.

 

[Starmix]

It's good to invest more. I do both saving and investing. I save the profit from my investment and business and the rental of my inheritance property one a one hedctar coco farm.

 

[Stardom22]

For me l patronize savings. This is because l have the feeling that most investment avenues are not reliable and very risky therefore investing money would mean taking your money to the risk of loosing.

 

[Starmix]

Saving is safe. Investing is also important. Let's just be very careful and keen to avoid losing huge money. It's also important to save the proceeds from our investment for safety measures.

 

[eldavis]

Back then it was actually on savings but I have come to understand that saving aline cannot help me achieve what I want. Though I will still have savings but more focus will be on investments.

 

[Starmix]

Earnings online if accumulated could be deposited to our bank affiliated with PayPal. Mine is PayPal to Bank of the Philippine Islands. It's also good to feel having savings from our earnings online.

 

[cherry123]

For me it is savings more now though I know that investment would be a lot better but I'm just saving now

 

[Kosi G]

It is investment that is the priority. Only about 30% of funds set aside goes into savings. The rest goes into investment.

 

[Min George]

I do more if savings and little of investments for now. That is because I have lots of capital things to save and buy for the short term.