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That's the main reason. I don't think there is anyone who doesn't want to save for the future; it's low earnings that don't allow a person to save money.Many people are struggling to save because of the ravaging inflation. Their income hardly even meets their needs, not to talk of savings.
Some of them don't really do it deliberately, sometimes it could be too much financial burden that some of them are carrying, which makes it very difficult to save a reasonable amount of money.Even though saving is a simple and easy matter, it is difficult to implement, because I have met many people who have income above the minimum wage, do not have savings, their salary runs out every month, and many of them even have debts at stalls or other places. Sometimes I wonder, they also know the importance of saving and investing, but why don't they implement it in their daily lives, of course there are so many reasons for them, why don't they save?