Investing in paintings

I am not talking of well known painters but those who have just about made their presence felt in the art world. Their paintings are cheap but in course of years they could become famous and the paintings could fetch a good price. I have one that was presented to me by the family to celebrate one of my milelstone birthdays It is now hanging in the guest room.

I must look for the name which is normally seen at the bottom of the painting and make enquiries. Wish me Luck

Hidden costs

When what we earn is seen in our PayPal account the immediate thought is that we earned some money but little do we realise that to earn that money there are hidden costs such as what we pay for our Internet connection, the wear and tear of the gadgets we use to get there and the precious time we spend. Rather than earning it should be the joy one gets to learn and share knowledge.

I enjoy interacting with friends and that puts a spring in my step.

Cumulative bank deposit

Cumulative bank deposits normally mature in five years and the interest is compounded. The other advantage is that even when banks announce decrease in bank interest rates cumulative deposit interest rates stay put.

I have several such deposits. They are also called term deposits where the capital is exempt from tax.
What are your methods to increase your savings?

Relocating to Countryside to Cut Lifestyle Costs

If you are unable to manage your lifestyle because of low income, or because of inflation or recession, consider relocating to the countryside. There are two significant benefits. First, the cost of living is lower, enabling a decent life with a smaller income. Second, you escape the constant bombardment of ads enticing you to spend more. Relocation to countryside will be possible only when you work remotely and have passive income source. In the countryside, there are not many income opportunities, except for farming, therefore if you do not work remotely it might not be possible to relocate

Balancing Work and Life

If you want to progress in your career, you also should give priorities to your personal life Balancing professional life and personal life is very important. You should not just work hard but also enjoy your life. This is essential for overall well-being. Investing in moments of happiness, even through small luxuries like buying your kid a chocolate bar, or attending a football batch where your kid is playing, can enhance work efficiency and productivity.

Repaying Loan Without Sacrificing Your Life

While it may seem unwise to indulge in a vacation or luxury purchases when you have an outstanding loan, you also need to remember life is not solely about relentless work. The key is moderation, or let’s say finding a middle ground where you can gradually pay off your loan while you still enjoy the pleasures of life. There are also ways to strike a balance between your financial responsibility without compromising on your life's enjoyments. How do you do it?

Using Free Learning Platform to Upskill or New New Skill

Udemy, Skillshare, Coursera, and Edx are prominent names in the world of online learning, but what if you could access quality courses for free? There are a lot of platforms that offer free learning environment, for instance, Google has a lot of free courses. Well, there are also learning platforms where you can access various kinds of courses for free. For instance, Alison, a platform that rivals the big players in online learning, offer a plethora of courses at no cost. You can learn Business, Management, and IT. Alison caters to diverse learning needs. Whether you're upskilling, changing careers, or pursuing personal interests, Alison provides certification and diploma courses without the price tag. If you upgrade your account, you will also get course completion certificate as well as ad-free experience.

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