Recent content by Springtime

Indeed, the worst situation during a presentation is when the presenter is asked a question and s(he) does not know the answer. This will definitely weaken the confidence of the audience in your company and products.

When productivity and efficiency is high, there will be less wastage and the business is able to offer products to the market promptly. This helps to boost sales and profits.

When there is conflict in the workplace which does not involve me, I tend to stay away from it. If that involves me, I would advise the parties to calm down and have an open discussion.

If you are trying to convince the opposing party during a negotiation, you have to think from their perspective. Understand their needs and then try to propose an offer which satisfy their needs.

Before signing a contract, you have to check every details written down in the contract. You also need to verify if the person signing the contract is the authorized person. Finally, it is advisable to get a lawyer to check it.

Yes, trust is important in any business deals and transactions. Whether you are partnering with someone or selling products to a customer, the potential partner or customer must have trust in you or your products.

For a beginner with small capital, I think it is best for him/her to start an online business. Have a offline shop means that you have to pay rent and you need to find a suitable location for your business. If you are selling online, you can do it at home and promote your products on social media.

During negotiation, you have to know your bottom line. Try to get the most out of the negotiation. You must be prepared to make some compromises and achieve a win-win scenairo.

When a business encounters a problem, the owner needs to find out the root cause of the problem first. Once the cause is identified, think of various alternative solutions to solve the problem. S(he) may seek the opinions of stakeholders and select the best solution.

It is a common practice here that we put down our expected salary on our application for a job. So, during the interview, I would not ask questions about my salary. I would be interested to know my job responsibilities, career prospects and working hours.

I agree that it is necessary to do analyses before buying a stock. When I select which stocks to buy, I usually read the recommendations by investment experts. Other than that, I would also look into the products, the financial situation of the company as well as the company's plan for growth.

Yes, when I logged in this morning, I was pleasantly surprised that RIF has a new look. I love the design. I can see that the owner of RIF is constantly thinking of ways to improve RIF.

Other than posting on RIF, I am working on multiple online survey sites. I earn most from YouGov, Raukentin, Toluna, Surveytime and Lifepoints. I receive survey invitations from them regularly.

I would let him/her know in private and in a polite manner that his/her behavior is not appropriate in my location. This is to ensure that s(he) will not be in an embarrassing or even dangerous situation.

I quit my full time job a few years ago and work as a freelancer. I am grateful that I have enough jobs to do and am able to living from my freelance work.

When I was working full time, I had to do a lot of presentations to a group a strangers or to co-workers. Public speaking is not an issue to me.

I think it is not appropriate to bring in personal guests to office during office hours. I have never done that when I was working full time. If I had to meet with some one on my work day, I met with him/her during lunch time in a cafe.

To make an effective presentation, you have to know your topic well. Keep an engaging pace and tone to catch the attention of your audience. Use visual aids to make more presentation more lively. Take note of your non-verbal gesture.

Actually, I do not have the experience of negotiating my salary with my employer. When we apply for a job, we are required to put down our expected salary. If the employer offers the salary expected by the applicant, there is no need to negotiate.

Yes, each member may have his/her own ideas and way of doing things. To work as a team, you need to make compromises at times so that the common goal can be achieved.

Starting a new project needs money. Other than that, you need to have a detailed project plan which includes the personnel involved in doing the project, the milestones and the deliverables.

When making decisions, it is vital to listen to the opinion and advice of other people. If you take into account of their ideas and suggestions, people will feel more engaged with the decision you made.

There are various ways to motivate an employee. You may increase his/her salary or give him/her additional bonus. Other than monetary reward, praise and recognition of a job well done is motivating.

I have not experienced any religious bias at work. Most companies here do not talk about religion in the workplace. When you apply for a job, the interviewer will not ask questions about your religion.

During the Pandemic, many companies had financial problems. Some laid off staff. Some discussed with their staff and suggested temporary reduction of salary. I think reduction of pay is a better way for both the company and the staff.

I seldom have conflicts with my co-workers. There were times we had disagreements. We resolve them through discussions. The only time I had conflict with a co-worker was she could not complete her job on time and she put the blame on me which I could not accept.

Other than work, I have other goals to achieve, such as I want to exercise regularly to maintain good health, I want to spend quality time with my family and close friends. As I currently work as a freelancer, I can control my work schedule and achieve these goals.

I do not like working for a boss who is autocratic. Even I am his/her subordinate, I expect him/her to treat me with respect, listen to my opinion. An autocratic boss will not gain respect from his/her subordinates.

I do not mind working overtime occasionally to get my job done. However, if my boss requests me to work extra hours for a long period of time, I have to think about it. Work life balance is important to me.

I think investment is the activity of buying an asset with an aim to gain income or revenue. There are various types of investment. You may invest in stocks, mutual funds, gold, real estates or other assets.

I never considered investing in High Yield Investment Programs though they promise the profit is high. Some are even too good to be true. They are risky and there are lots of scams out there.

So far, I haven't tried to use Robo Advisor. I prefer to interact with a human and get advice from him/her. Other than that, I also read recommendations from investment experts. That said, Robo Advisor is getting popular. I may try it out later.

I personally prefer long term investment. I buy dividend paying blue chip stocks. The price of these blue chip stock fluctuates less. And I receive dividends on a regular basis. That is a great source of passive income.

It is a legitimate survey site. I have worked for this site before and get paid. But in the last 2-3 years, I seldom receive invitation to participate in surveys from them. I focus on working with other survey sites.

I seldom work on GPT sites. Most of the offers and tasks are not available for my location. And the payment is peanut. I prefer doing online surveys and post on forums.

If I encounter failure in business, I'll try to find out the root cause of the failure and see if there are any remedial actions I can take. I may talk to my mentor and ask for his advice as well.

Conflict is not the excuse for taking time off for sure. If someone encounters conflict, s(he) should find a way to resolve it. Taking time off is irresponsible and cannot be accepted.

As the shopping mall is just a few minutes walk from my place, I often go to the shops I buy things from and check the price of their goods. If they are on clearance sale, I check the discounted price. In most cases, the price is lower than the normal price.

I have worked for a few companies for many years. Have saved up some money and have an emergency fund. I decided to quit my full time job a few years ago and start doing freelance work on my own. I feel more rewarding being my own boss.

I agree that it is essential for a business to have a back up plan. Life is uncertain. If Plan A does not work out, there should be an alternate plan ready.

To me, a wise boss should be a good leader, a good communicator and listener. S(he) should provide a clear direction of where the company should go, and support his/her employees when necessary.

In such a situation, I would definitely report to the management with supporting evidence. I would do that anonymously. But I think there is nothing I can do if management is not doing anything.

Yes, a lot of companies here are organizing team lunch or dinner once every three months. I think this kind of activities helps to build and enhance relationship among employees.

A lot of big corporations are setting up their production facilities in Tier 2 or 3 countries such as China, India, Vietnam and Thailand. Labor and land/office costs in these countries are cheaper.

I think there is no definite answer. That depends on the reasons of the failure. If it is due to insufficient capital, you cannot afford to try many times. If it is a matter of strategies, you may learn from mistakes and try again.

I have tried trading myself with small capital but have not been very successful. The trader I talk about is a reliable acquaintance of mine. He is a very experienced trader. That's why I am considering employing his service. Another reason is I have freelance work to do. I do not have much time...

I agree that there are small businesses which do not have social media account are still doing well. But most bigger businesses have their website and Facebook page which enables them to announce special promotions on Facebook, interact with customers and receiving customer feedback.

When there are no sales, the owner should come up with an effective sales and marketing strategy. Aggressive advertising or launching marketing campaigns such as special discount day or giving out freebies may help to boost sales. In the meantime, the owner should also consider adding new...

I think customer loyalty can be built. Offer quality products at a reasonable price, provide excellent customer service and offer them personalized deals such as special discounts on his/her birthday may help.

It is essential to conduct research from time to time to understand the needs of your customers. To avoid losses in business, other than research, you also need proper financial management. Do not spend what you cannot afford.

I think it is quite common for co-workers to help each other when in need. If my co-worker asks for my help in work related matters, I am more than willing to help. If I need help, I would not hesitate to ask for help as well.

I think you should show sympathy if your co-workers or boss are having trouble. If s(he) is sick or has to take care of some family issues urgently and cannot report to work, you may carry out some of his/her job responsibilities.

I think this is not just a matter of professionalism. It is simply unethical to sell your own goods at your shop of your boss. If I were the boss, I will let him know I cannot accept this kind of behavior. He has to stop doing it or leave the shop.

I think it is better to have a separate account for your business. This is to ensure that you have a proper record of your business transactions, and also help to keep track of how well your business is doing financially.

I totally agree with you. Giving appropriate recognition to an employee for a job well done will significantly boost his/her morale. Such a program will also encourage other employees to do their best.

I personally am not interested in HYIP. It is very risky and there are lots of scam sites out there. I prefer buying blue chip stocks, bonds and mutual funds.

I buy dividend paying blue chip stocks, mutual funds, bonds and physical gold. I receive dividends from stocks I bought on a regular basis. That is a great source of passive income. Investment helps my wealth to grow.

Investing in a soccer team can be profitable. You get revenues from ticket sales, sponsorship, broadcasting rights, selling merchandise items related to the team. That said, there are also risks with such investment. If the team is not performing well, or some of the best players go to another...

Forex trading can be very profitable. An experienced trader can make a lot of money. But the risk is also very high. I am considering to employ the service of a licensed forex trader to do the trading for me. I just pay him a commission if he makes profit for me.

I buy physical gold coins from time to time. I noted that some banks here offer digital gold account recently. I am considering if I should open an account. Have to check out more details.

I have heard of this site. Have tried to register. But they do not accept members from my location. You may try to register and see if they accept members from India.

Thank you for the information. That sounds interesting. I personally am not that interested in playing games. I would tell my friends who are into playing games about this app.

I have registered as a member of YSense. Have tried to do some surveys. But they disqualify me most of the time. I quit after a while. I am working with a few legitimate survey sites such as YouGov, Toluna, Rakeutin Insights for many years.

This is the first time I heard of this platform. I guess it is not for my location. If it's similar to Uber, Uber is available here. I use it quite a lot.

If you are referring to YouGov survey site, yes, I am a member of this site for many years. This is my most favorite site. Their surveys are not very long and one good thing is they never disqualify. I receive survey invitations from them frequently. Have received payments many times.

Indeed, using social media in business communication is widely accepted and effective. I agree that other than communicating on social media, sometimes face to face meetings such as having a business lunch may enhance relationship.

I open an investment account with my bank. Using their e-platform, I can buy or sell stocks in my location and in countries like the US and UK. Depending on the stocks I buy, the minimum amount is quite low. I just need $100 to buy stocks.

Overpopulation can be a problem to the country if the economy of the country is poor. Unemployment rate will be high, and the country may not have the resources to support the medical, housing needs of the population.

A good team leader and cooperation among team members are the key to the success of any team work. Every member should have a clear understanding of his/her role and make contributions accordingly.

I think the frequency of stock taking depends on the sales turnover. The company needs to ensure that goods are replenished on time so that they are available in the market.

Smuggling products into a country will seriously affect the economy. Other than tax income, the smuggled products which are sold at a cheaper price will affect the competitiveness of local or legally imported products. The quality of smuggled products is also a concern.

It is essential to register your business as it gives legitimacy to the business you own. Customers will not have confidence if your business is not registered. You can open a company bank account and apply for credit facility. A lot of governments offer financial assistance to SMEs but they...

I do not see a lot of people engaging in this kind of business in my location. Most of them who do this are into food delivery. I can understand this kind of business can be popular in countries with high unemployment rate.

I often go for quality products because they are more reliable and last longer. Quality products do not mean luxury products. I just buy products which are practical and durable.

Failure can be a good teacher if the person has a positive mindset and not be discouraged by failure. When facing failure, one should review the causes of failure and learn from mistakes.

I think a nursing mother can do some freelance jobs. Depending on her skills, she can work on translation, graphics design, or programming. For those who do not have any particular skills, they can do online surveys and PTP forums.

Most small companies do not have a formal organization chart. Only large corporations have this. It is used to depict the organization's hierarchy, which can clearly identify seniority and lines of authority that ought to be followed.

I agree that advertising on social media is the most cost effective way to promote your products and/or service. Your adverts can be read by your target audience anytime, anywhere.

Not many thrift shops in my location. There are a few which sells cheap household items such as detergents, cleansing cloth, scissors. There are also a few stores which sell ladies clothing imported from China at a cheap price.

I think a business can still be successful after the owner passed if the successor is good at running the business. S(he) may also hire talented professionals to help manage the business.

To get a 5-star review for your online store, you must ensure your customer is completely happy with his/her shopping experience at your store. That may include a user friendly interface, provide a clear description of the products you sell, have a clear refund policy, deliver on time and good...

In this digital era, with the availability of internet, and other automated tools, running a business is easier. That said, it doesn't mean that you can make profits easier because the barrier to run a business is low, many people can start and run a business. Competition is fierce. You need to...

In my location, land is scarce and demand for housing is always high. Investment in residential real estates is indeed a smart choice. The value of your property will appreciate over the years. If you rent out your property, the monthly rent you get is a great source of passive income.

I currently buy stocks, mutual funds, bonds and physical gold coins. When I make profits, I sometimes reinvest the money and let the money work for me. I also get dividends from stocks I buy on a regular basis. That is a great source of passive income.

Investing online is getting common nowadays. You can sell or buy stocks, mutual funds, bonds anytime, anywhere on the trading platform. I use the online platform of my bank to buy and sell stocks.

Forex trading is a high risk investment. You must have the experience and knowledge to make good money. Get expert advice if you are a beginner. There are also some investing company doing forex trading for clients. They charge commission on profits made.

I do not know how to invest in crude oil. Probably in my location, you can only buy stocks of oil companies. I have invested in gold. I buy physical gold coins from time to time.

No, I have not invested in silver. Do not know how much the value of silver will appreciate. I personally prefer buying gold coins. The value of gold may appreciate over the years. I find it a safe investment.

To achieve financial freedom, you have to work hard to make money, spend less than you earn, ,and make investments so that money can work for you. In this way, your wealth will grow.

I am not aware of any sites from Russia. I am a bit worried about the privacy and security issues of those sites. I personally prefer working with global sites.

If you are the owner of a reputable football team, you are making huge money. You can make money from sponsorship, selling broadcasting rights, tickets to view the match, selling merchandise. But owning a football team requires a lot of money. Only the rich can make this kind of investment.

Yes, having working capital loan enables a business to run smoothly without worrying about financial constraints. The company may also make use of the loan to buy new equipment, purchase raw materials or expand their business.

To convert potential customers into your customers, your products must be of high quality and meet with their needs. Excellent service also plays an important role to impress your prospects.

The company logo is the identity of your business. It differentiates your business from competitors. A well designed logo must be memorable, simple, contains the appropriate colors and has high-quality typography.

Mobile phone is a basic necessity in today's world, for business or private use. You can reach your customers or let them reach you easily via mobile phone. You can make use of your mobile phone to send emails, messages or talk to the person directly.

I think it is important to take notes during meetings. It helps to ensure that one does not forget the important points being discussed and the follow up actions which need to be carried out.

Communication is a two way process. Your message must be clear and precise. Make sure the recipient understands your message. Listen to his/her feedback. In face to face communication, remember body language matters.

If my boss is busy working on something and a person needs to talk to him/her on an urgent issue, I would let my boss know and let him/her decide on what to do.

To prevent or overcome stagnation in business, you need to evaluate your products from time to time to see if they meet with customer needs. Develop new products or add new features to existing products may retain your target customers and enlarge your customer base.

There are various benefits investing in real estates. The value of your property may appreciate over a period of time. You may also rent out your property and get a passive income. For a business owner, if your business needs to get a bank loan or credit facility, you may use your property as...

If you are a song writer and your song is getting popular, you can receive a decent amount of royalties. For investment in talents, I think that requires a lot of money and PR efforts to make the singer popular in the market.

Sales of cars make require a lot of capital unless you just work as a salesperson and earn a commission. I noted that there are people here starting mini transportation business. They own 2-3 trucks and offer services such as home or office removal, delivery of products. It appears that such...

Before making an investment, you should know your risk appetite. That is, how much risks are you prepared to take. You may also need to know the capital required and the potential return on your investment.

Yes, a lot of people buy products from China. Actually, other than China, you may also source products from Vietnam and Thailand. Some of their products are pretty cheap too. With the rising cost of labor in China, some foreign companies are setting up production facilities in Vietnam and Thailand.

I work hard to make money. But I also make money work for me by making investments. I buy stocks, mutual funds, bonds and physical gold. I receive dividends on a regular basis. That is a great source of passive income.

I never borrow money to invest. I just invest what I can afford. I use my spare money to buy dividend paying blue chip stocks, mutual funds, bonds and physical gold coins.

I would invest in gold. It is a safer investment to me. I do not know much about crypto. All I know is their value may fluctuate a lot over a short period of time. I find it too risky.

I think that depends on the individual instead of gender. There are many investment experts who are women here. There are also a lot of women working for leading investment banks.

I noted that some banks in my location offer newbie investors to open an investment account. With a very small amount of money, you can buy mutual funds. There are also investment tips which educate investors who are beginners.

Yes, this can be a profitable investment. If you have good connections with the supplier, you can boxes of crayons from them and resell them online or at stationery shops. I think there are many kids who buy crayons.

Thank you for the information. Sounds like an interesting site. I do not know much about crypto. I think I may learn more about this subject through this site. Will check it out.

Eggs are quite expensive in my location. We pay about $4.5 for 10-12 eggs imported from US, Japan. Eggs from mainland China may be a bit cheaper but the quality is not as good.

When you sign a contract, it is important that you understand each individual clause written in the contract. A contract is legally binding. You may be required to pay for compensation if you breach the contract.

Business monitoring and reporting is an essential part of business management. Without proper monitoring and reporting, management may lose track of the performance of the business. Business monitoring also helps to identify problem areas which require prompt remedial actions by management.

Yes, buying a property requires a lot of money. We need to be vigilant when selecting a real estate agent or broker. Make sure land / property search is done properly. Meet with the seller in person. Engage the service of a lawyer to complete the transaction.

In my location, running a veterinary shop is a very profitable business. A lot of people here own pets. They need various kinds of services for their pets and they are willing to pay good money for the services.

It is important to respect your co-workers at work. Be a team player and always give a helping hand to your co-workers when necessary. Do not gossip. Taking things from others without permission is not acceptable.

To avoid getting stagnated in the workplace, you need to learn new things and upgrade your skills from time to time. Take the initiative to work beyond your normal responsibilities. Offer valuable opinions and ideas at meetings.

Yes, when I visit a company overseas, I always gift a souvenir to the company I visit. But I am careful in choosing the gift to make sure the it is appropriate. For example, one should never gift a clock to a Chinese company because in Chinese, 'giving a clock' sounds exactly like the Chinese...

I agree that building positive culture is essential to the success of a business. It helps to boost the morale of the workforce, motivate them to work beyond normal duties and increase the overall productivity.

If a boss makes a decision abruptly without informing the employees at meetings; not showing up in office frequently, seldom seeks the opinion of his/her employees, I would not have confidence working with him/her.

I think both problem prevention and problem solving are equally important. Conducting research and proper planning help to prevent problems. Should a problem occur, management should try to find out the root cause of the problem and think of effective ways to deal the problem.

Yes, there are people who collect luxury watches as a hobby or for investment. Some brands like Rolex watches always have resale value. If you plan to collect luxury watches to make money, you have to understand the resale value of each brand in the market.

In my location, both investments in land and house require a huge amount of money. If I have sufficient capital, I would invest in land first. Depending on the location of the land, I may consider to rent it out or build a house on it.

I have worked for both small companies and big corporations. For big corporations, I can enjoy a better work environment and fringe benefits. Working for small companies had given me the opportunity to get involved in a variety of work. Both have pros and cons.

For me, having lunch with my boss or my customer is different. I can have more casual chats with my boss outside an office environment. If I have lunch with a customer, I'll consider the topics I should talk about with him/her. For both situations, proper table etiquette should be observed.

When I disagree with my boss, I would let him/her know my opinion frankly. I would do it in his/her private office and talk to him/her in a polite manner.

Business travel widens the exposure of the employee. The purpose of business travel may involve visiting trade shows, have meetings with co-workers in different locations, or closing a business deal with customers. The person traveling on business must be well prepared in order to achieve the...

Indeed, it is important for the business owner or management of the company to get feedback from employees. By doing so, the owner/management can understand how employees feel working in the company and to make improvements.

When visiting a country for business or travel, the first thing I check is how safe is the country. For example, pickpocketing is serious in Rome, Italy. When I traveled there, I took extra care of my personal belongings. Another thing I would check is the culture of the country to make sure I...

In my location, a service charge of 10% is included in the bill. Very often, customers would give additional tip to servers. I normally give good servers additional tip as an appreciation of their service. BTW, never heard of any Chinese restaurants here which consider receiving tipping as bad luck.

That sounds interesting. But after reading the comments from fellow members here and in Forumcoin, I'll check it out in more detail before deciding if I should join. No need to rush.

Poor work morale may lead to serious consequences. It affects productivity, efficiency and overall job performance. There may also be high staff turnover as unhappy employees will look for another job opportunity.

In this digital era, communication via internet is commonly used. Customers send email to customers instead of mailing letters. One needs to learn the terms used in internet to work in any business nowadays.

Yes, this situation exists in some companies. It is demotivating if an employee does not see the opportunity to advance his/her career prospect with the company. It can only be solved if a company is making profits and can afford to expand its workforce so that more senior positions can be created.

When I go for a business trip, I usually bring along my smartphone, laptop or ipad with me. I need them to organize my itinerary and take notes during meetings with clients.

I enjoy working with people who have their own point of view. They may agree or disagree with me. Only genuine exchange of opinion is meaningful and lead to improvement.

If I do not think the idea of a co-worker will work, I will let him/her know frankly in a respectful manner. I'll let him/her know why I think this way, and give my suggestions and discuss with him/her.

I think there are better ways to sparkle discussion other than disagreeing on purpose. One can ask relevant questions or comments on the pros and cons of certain issues. This encourages meaningful and productive discussion.

Never heard of this site. I just did a quick google search. It is an app which pays for doing microtasks and watching videos. It is a company registered in Nigeria.

I think I am more of a conservative investor. I invest in dividend paying blue chip stocks which fluctuate less, government bonds and mutual funds. I try to maintain a balanced portfolio.

I think we can help to sustain RIF by always posting thoughtful quality comments. If you come across adverts which are of interest to you. don't hesitate to click on them.

I don't mind working in an office if the environment is friendly. In fact, I enjoy interacting with my colleagues and learn from each other. I am a freelancer now. I also enjoy working at home. I do not need to commute and dress up to work.

It is essential to have discipline in any kind of business to ensure productivity and efficiency. Without discipline, some workers may misbehave and affect the overall operation of the company.

Having an effective quality control is essential in a manufacturing company. If defected products are shipped, the company may have to pay a huge amount of money for compensation. It would also hurt the reputation of the company.

I think it is quite natural for a boss to favor some workers over others. But the boss should not let favoritism to affect the fairness of job performance assessment.

Normally, once a week should be good enough. But for team projects, more frequent meetings should be held so that each member of the team can be updated on the progress of the project.

I agree that using visuals helps to capture the attention of participants in a meeting. In addition, the meeting should be interactive. Give each participant an opportunity to express their opinion. If the meeting is a long one, take a short break.

It the company is a publicly listed company, it is mandatory to disclose financial statements to the public so that they can decide whether they would like to buy the shares of the company. For most private companies, financial statements are disclosed to Board members or top management only.

I am a freelancer working on translation. I enjoy my work and I am good at translation. That said, I never stop learning, I always read books and magazines in Chinese and English.

You cannot expect your business to succeed if you leave it to chance. Running a business needs conducting market research from time to time, proper planning and good financial and operations management.

Indeed, there can be many business opportunities even in a small town. For me, if I have enough capital, I would like to open a cafe offering breakfast, light meals and drinks.

In my location, HK Jockey Club is the only licensed gambling operator which offers horse race betting, football betting and sell lottery tickets. I think the government is trying to ensure that gambling opportunities are not excessive and possible harm to the community is minimized.

No, I have not used Upwork to get any work, I am a freelancer doing translation. I get my clients mainly through word of mouth and referrals. There are some freelancing sites which offer translation work. But it's not easy to get any job due to high competition and the payment rate is low.

There are many ways to earn passive income. You can buy stocks and receive dividends. You can upload your videos on YouTube. If you have enough viewers, you make good money. You may also write and publish books. If your books sell well, the royalties you receive can be your main source of income.

That depends on the source of your passive income. For me, I get dividends from the stocks I buy. That is passive income, but the amount of money is just enough for me to pay some bills. However, for writers, if their books are published and sell sell, they receive a decent amount of royalties.

I would say Yes and No. You have to create quality content and upload your video on YouTube. If you get subscribers and viewers, you earn income. For this part, we cannot say it is a source of passive income. But your videos on YouTube can be viewed even after a certain period of time. You do...

Captcha typing and solving is not my kind of thing. I cannot type fast and am not good at solving Captcha. I would focus on doing surveys and post on forums.

I am not good at building referrals, though I agree that it is a great source of passive income. I do not want my friends to think that I refer them to a site for the sake of making money. If I find a good site, I'll just let them know.

I have heard of HYIP but am not into it because I've read a lot of bad reviews about such kind of programs. I would rather do online surveys and post on forums.

I have not owned a forum. But I guess advertisements are the main source of revenue. Forum owners need to set certain rules to ensure that the content posted in the forum is of good quality. Members also have the responsibility to post good quality comment to help the forum to sustain.

Thank you for the information. This is the first time I heard of this site. Sounds interesting. I'll do more research and check out the reviews to see if it's worthwhile to join.

I have not thought of upgrading my account in any PTP forums. I just post as an ordinary user and earn dollars. I am not prepared to pay anything to upgrade my account.

When we encounter a problem, whether in business or in our daily life, we should face it and think of ways to deal with it. Ignoring the problem will make the situation even worse.

Apparently, a lot of changes has occurred in communication over the past decade. Communication has been made easier, faster and more convenient. You can communicate with someone anytime, anywhere. Businesses should keep in pace with the new communication methods to stay competitive.

There are many ways to generate business ideas. Brainstorming is commonly used. Other than that, you may get inspirations by attending exhibitions. Also, consider problems in your daily life and think of possible solutions to solve them.

In this digital era, utilizing digital communication is essential to reach out to your target audience effectively. You can send email to your customers or prospects about an upcoming promotion; you may communicate with your customers via Whatsapp and inform them of upcoming new products. That...

This happens when you always learn new knowledge and upgrade your skills. By doing this, you can grab an opportunity with success without particular planning. You are always well prepared.

Inadequate planning may lead to business failure in most cases. However, at times. there are circumstances which are beyond the control of the business which may also cause business failure. A typical example is the Pandemic. Many restaurants and travel agencies closed down in the past two years.

Yes, donation of goods or giving out tangible things can help those in need. In addition to that, some companies encourage employees to participate in voluntary programs to help the elderlies.

To ensure a meeting is productive, you have to prepare an agenda and distribute it to the participants before the meeting. During the meeting, every participant should be given the chance to express their opinion.

When I was working full time, I had the experience working on some team projects. Thankfully, team members got along with each other very well. We trust each other and everyone contributes his/her best to get the job done.

Agree. If I go to another country for a meeting, I would learn more about the place, the culture and check if there is any taboo I should take note of.

Buy Now Pay Later is also getting popular here. I've never used it because I only want to buy the things I can afford. That said, I use credit card for cash back. I do not need to pay annual fee for the card and I always pay my credit card bill on time. Never paid any penalties or interest.

I am a conservative investor. I mainly invest in dividend paying blue chip stocks. The price of these stocks fluctuates less. And I also like to receive dividends from them on a regular basis. That is a great source of passive income.

I never gamble except buying lottery ticket once in a while. If you lose money in gambling, do not try to play more and win the money back. You will get addicted and will lose even more.

I invest in mutual funds. I use a reputable investment company to buy mutual funds for me. It is a trustworthy firm which has established many years ago. I want to make use of their expertise to make money for me.

The biggest investment I made was I bought my own apartment. It was a good investment because the value of the apartment has appreciated a lot over the last decade.

All investment involves risks. Before making any investment, you need to do proper research and understand the market trend. Seek expert advice if you are a newbie. Invest what you can afford. It's very risky if you borrow money to make investment.

Yes, people who won the jackpot in lottery get rich. But the chance of winning the lottery is extremely small. I personally do not believe in getting rich through gambling. It's the casinos which make profits, not the gamblers.

Indeed, earning money online or offline requires money. If you travel to work, you need to pay for transportation costs. You need to pay for electricity and internet charges to make money online. Other than money, you need to put your efforts to make money.

I am not aware of such platforms. There are sites where some doctors offer advice. But I am not sure if they get paid for this. Other than that, I think most people just earn through freelancing platforms if they have particular skills.

I am not a member of BMF. I have registered with Forumcoin and have posted there for a short while. I do not like the interface and their requirement of buying a link when cashing out. I quit and decided to focus on RIF. Actually, I do online surveys which pay better.

I haven't heard of this app. But there is another site in my location which offers the same. I've checked it out. Their payment is peanut. It's not worth to do it.

I am not aware of any platforms or websites which pay people to review product reviews. I usually write some comments about the good or bad experience using a particular product on Facebook.

No, I am not aware of any sites which pay for surfing. I think even such sites exist, payment will be peanut. May not be worth the time and effort doing it.

As I am getting pretty busy doing my translation work and a few small consulting projects, I have spent less time posting on RIF these days. I do not think I can reach the daily limit.

As I just focus posting on RIF, my earnings from PTP have not been affected with the closing of other forums. I just hope that RIF will grow and last.

It is important for management to boost the morale of workers in the workplace. High morale lead to higher productivity and efficiency. An employee who is happy with his/her work will be committed to his/her work.

It is not uncommon for a person to have two jobs here. I have friends who have a full time office job during the day. After work, they work as a part time teacher in the evening.

If the person is abusing his/her power, I would definitely speak up. There's no need to tolerate such kind of treatment. I would file a complaint to the top management.

I have not faced a major obstacle in my work but when I was working in an instant printing company, the workers had very poor morale due to the bad temper of the boss. I did not want to work in such a depressing environment. I quit after working for the company for a short while.

If an employee's performance is constantly below expectation, management should talk to him/her and find out the reasons. Appropriate training should be given to him/her. If the employee is really incompetent doing the job, s(he) should be asked to leave the company.

Having a user friendly interface is essential. The shopping site should also have a search function so that customers can find the products they need to buy easily. Provide detailed information of the product, together with reviews by users. Delivery and shipping information should be clearly...

Before setting the date and time of the meeting, one should check the availability of participants who would be invited to the meeting. Prepare an itinerary and distribute it to the participants prior to the meeting so that they can do the necessary preparations.

I go to McDonalds quite often. Sometimes for breakfast, sometimes for lunch. They offer varieties of foods and come up with new products from time to time. It is an innovative company. The price of their foods is also affordable.

Both companies are doing well. I personally prefer Coke. It has been my favorite drink for many years. I'm glad that Coke is offering many new products for healthy conscious people such as Diet Coke, Coke Zero.

I agree that one should know his/her customer before meeting with him/her. You should have some knowledge about the customs to make sure you do not do anything which your customer finds offensive.

The chairperson plays an important role in this respect. S(he) should invite every participant of the meeting to take turn to voice his/her comments and opinions on the subject being discussed.

Meetings held in workplace serve various purposes, including providing updates on a project's status; sharing important company information; brainstorming new ideas on how to improve the company's operation, and making key decisions.