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    Are you a member of a cooperative?

    Sounds good to me. In fact, this is the first time I heard of cooperatives. I'm not sure if they are available in my city. When I have time, I'll check it out.
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    Best Online Passive Income Methods

    Running a YouTube channel is a good way to earn passive income online. A friend of mine has good cooking skills. She has a YouTube channel teaching people how to cook various Chinese dishes. Her channel has many subscribers and followers. I think she is making good money.
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    Best Passive Income Site for Writers

    I do not earn by writing but I have heard of Hub pages from time to time. Some of my friends do write for this site. They have a positive opinion about the site.
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    Advertise on your car to earn passive income

    In my city, it's common to see ads on taxis and public transportation such as bus, and MTR. However, I have not seen any private car with advertisement. I'm not sure if this is legal or no companies are interested in this type of advertising medium.
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    Do you sometimes sleep at work?

    I am a freelancer. When I finish an assignment, I can take a rest. This is the advantage of working as a freelancer. You take control of your work schedule.
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    Always know where your money goes

    Every business should have someone responsible to do book-keeping. That is, keeping track of the income and expenses of the business. Based on the data, you work out financial statements.
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    Do you like the field of finance?

    Frankly speaking, my favorite field is music and art. But having financial knowledge is essential, for business or personal financial management. I managed to learn some financial knowledge in university, and I am glad I did that.
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    How do small businesses attract high paying customers?

    For small businesses, to attract high paying customers, you have to offer premium products and personalized exceptional service. Make your business unique. Build strong relationship with your customers.
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    Have You Tried ACX

    This is the first time I heard of this site. It's interesting to know that you can get paid reading a book. I'll try to find out more about this site because I enjoy reading.
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    Keeping money

    First of all, you have to work to earn money. Then keep your money in the bank and/or invest to grow your wealth. Spend your money wisely. Never spend more than you earn.
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    How to have more money : increase income and decrease expenses

    To have more money, we have to work hard to earn money and make investment to grow our wealth. At the same time, we have to spend money wisely. Do not waste your money on unnecessary stuff. Have the habit of saving a portion of your earnings.
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    When there is money, there is peace of mind

    Agree. Without money, there is no peace of mind. We have to struggle on how to make money, how to survive without enough money to pay for bills. Money cannot buy happiness. But life without money is miserable.
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    Are you always sick of what?

    I have very sensitive skin and get skin rash once in a while. I also have eczema which can be quite annoying. When it gets serious, I have to go to see my doctor.
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    Do you sometimes or always feeling tired paying bills?

    Regardless of whether we like it or not, we have to pay all sorts of bills. Otherwise, we cannot survive. I usually pay bills at the end of the month via ebanking.
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    Dreams

    I have good and bad dreams. Some I remembered; some I forgot when I woke up. I do not care to analyze the meaning of my dreams.
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    If a pay-to-post forum offered crypto payments for VIP

    I know very little about Crypto. I always prefer getting PayPal money. So offering Crypto is not an incentive for me to upgrade my membership status.
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    Do you set a monthly target when making money online?

    I do not have a monthly target working online because I just take surveys and post on forums when I have free time. My main source of income is from my translation work which I do offline.
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    What are your best money saving hacks that are not common knowledge?

    The best way is to make savings a habit. I put a portion of my earnings to a fixed deposit account every month. I have been doing this for many years. Due to compounding effect, my money in the fixed deposit account has accumulated a lot. Other than that, I use credit card to earn cashback, I...
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    Who financed your business?

    I do not have a business. If I want to start a business, I think I prefer to use my own money instead of borrowing from banks or even family members or friends. If my business fails and I have difficulty giving back money to family member or my friend, I will feel guilty.
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    Save money by using the bicycle

    I am not good at riding bicycles. Hong Kong is a very crowded city with lots of cars and people on the street. It can be quite dangerous to ride a bicycle on the road if you are not skillful.
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