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You said it right. We cannot afford to squander our hard money for nothing. We need to be wise and knowledgeable to invest the money to legit businesses and the like.I can only do that if the form of the investment is very legit and profit guaranteed for that matter.
No way this will be a foolish decision by someone to invest everything in same business I think if you are 100% sure about your investment then you have to invest 50% of your savings or capital then wait for profit.