How do you stay away from borrowing. money

[Stardom22]

I have realized that it's very difficult for one to survive without borrowing money currently

 

[King Belieal]

I always take time to plan my financial life. And stick to what I can afford. With those two practices, I hardly ever borrow money except an emergency happens.

 

[Ratine]

I realized the living within the one's means as a great strategy for avoiding the debt.

 

[Fidelia]

I realized the living within the one's means as a great strategy for avoiding the debt.

That's just it. If you can just go for what you can afford, you would to a large extent stay debts free.