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- #21
Yeah the best bet is always to save money this wi help one stay away from borrowing.I save money for bad days, if I don't have savings then I will need to borrow.
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Yeah the best bet is always to save money this wi help one stay away from borrowing.I save money for bad days, if I don't have savings then I will need to borrow.
You aptly capture this in it simply form. Spend less and increase your incomeEarning more , reducing spending and saving more
I once dragged into multiple debt from 4 of my credit card. After corona hits, i quit my job at big city and moved into my hometown. I open my own business and voila i forgot that i didnt have the same salary like before. So, after 3 years, and really struggling with it, i paid all of my debt. And i close all of my credit card and now i am free from debt. Thank God. So, borrowing money is not an option for me.it is not a good thing to borroe money. You might just find your self in multiple debt . I avoid borrowing by just managing what I have. How about you?
As long as you have a monthly income and you can pay every month, its very helpful having credit card, theres a lof of promos available. In my case, i forgot i dont have the same amount money everymonth. But 3 years was a really hard, my friend. Voila, when writing this, i'm so glad that i dont have any debt anymore.Wow, congratulations on that journey for being credit free.
That's the reason I don't get credit cards. There agent who offered help to get approved but I refused to be helped owning a credit card.
It's good to be debt free.Let's avoid it. It gives trouble and restlessness of life. Let's save and be thrift.
Indeed, lets avoid the credit, like sanjeev said just buy essential things. Credit card is very useful for people who have the money to oay for it. Credit card is not extra cash, is debt LOLI avoid borrowing money. I always try not to be extravagant. I buy only the essential things. I dont have credit cards as I believe that you get habitual in taking credits.
Sometimes it seems having credit cards isn't that really good because a lot of times it leaves people in debtI once dragged into multiple debt from 4 of my credit card. After corona hits, i quit my job at big city and moved into my hometown. I open my own business and voila i forgot that i didnt have the same salary like before. So, after 3 years, and really struggling with it, i paid all of my debt. And i close all of my credit card and now i am free from debt. Thank God. So, borrowing money is not an option for me.
We have to understand this first before having credit card, credit card is not an extra money on your pocket, its a debt, before using it make sure you have the money to pay it.Sometimes it seems having credit cards isn't that really good because a lot of times it leaves people in debt
Indeed, lets avoid the credit, like sanjeev said just buy essential things. Credit card is very useful for people who have the money to oay for it. Credit card is not extra cash, is debt LOL